1895 38th Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 1895 38th Ave, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,639 sqft · built 1978
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2023)
Tax Bill	$4,276 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-03-00024-0030-00001.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-03-00024-0030-00001.0`
Alternative APN	`68526`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,639 sqft Living Area
Gross Area	2,415 sqft
1st Floor Area	1,639 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	127 ft deep x 117 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	832 sqft
Porch	Screened Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1895 38TH AVE
City	VERO BEACH
State	FL
Zip	32960-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ZIGRANG PARK PBI 1-47 BLK 3 LOT 1 AND THE N 18.75 FT OF LOT 2 TOGETHER WITH THE S HALF OF ABAN 19TH ST ABUTT SAID LOT AS IN CITY OF VERO BEACH ORDINANCE #18-19 OR 737/799
Legal Range	39E
Legal Township	33S
Legal Section	03
Legal Subdivision	ZIGRANG PARK
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4002
Census Tract	50101

Owner

1895 38th Ave is owned and occupied by two individuals who bought it in July 2023.

Source: Indian River County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1895 38TH AVE, VERO BEACH, FL 32960-2538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Sep 25, 2020 · Amount on File
Deed Document Number	202334168
Deed Book / Page	3633 / 2384
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 7, 2023
Property Address	1895 38TH AVE, VERO BEACH, FL 32960-2538
Document Number	0036332384
Book / Page	3633 / 2384
Map Reference	MB 1 PG 47
Instrument Date	Jul 3, 2023
Instrument	3120230034168
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1895 38TH AVE, VERO BEACH, FL 32960-2538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1895 38TH AVE, VERO BEACH, FL 32960-2538

Mortgage

Document Number	0036332386
Date	Jul 7, 2023
Instrument	3633/2386

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1895 38TH AVE, VERO BEACH, FL 32960-2538
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034811397
Date	Nov 8, 2021
Book Page	3481/1397
Instrument	3120210077645

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 25, 2020
Property Address	1895 38TH AVE, VERO BEACH, FL 32960-2538
Document Number	0033411572
Book / Page	3341 / 1572
Map Reference	MB 1 PG 47
Instrument Date	Sep 24, 2020
Instrument	3120200057101
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 MALLARDS COVE RD # RD46D, 6701, JUPITER, FL 33458-6003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1895 38TH AVE, VERO BEACH, FL 32960-2538

Mortgage

Document Number	0033411574
Date	Sep 25, 2020
Book Page	3341/1574
Instrument	3120200057102

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1895 38th Ave was $4,276 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,276.00 Homeowner's exemption	$291,741 Land $89,178 Building $202,563	$291,741 Land $89,178 Building $202,563
2023	$2,723.00 (+0.78%)	$209,201 (+3%)	$262,007 (+16.9%) Land $61,929 Building $200,078
2022	$2,702.00	$203,108	$224,133 Land $59,452 Building $164,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1895 38th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1895 38th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on 38th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures