Stearns County property record for 18946 Co Rd 44, Clearwater, MN 55320
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2,592 sqft · built 2022 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $16,000 (Nov 1998) |
| Tax Bill | $3,664 (2026) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10308-0000 |
| Primary APN | 19-10308-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,592 sqft Living Area |
| 1st Floor Area | 2,592 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,742,400 sqft (40 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 18946 COUNTY ROAD 44 |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 40.00 A. NW4NW4 SECTION 09 TOWNSHIP 122 RANGE 027 SECTION 09 TOWNSHIP 122 RANGE 027 |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 09 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 11202 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19004 WOOLSTON CT, CLEARWATER, MN 55320-1553 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 1998 · Amount on Record |
| Deed Sale | Nov 2, 1998 · Amount on Record |
| Prior Sale | May 1, 1993 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 22, 2026 |
| Property Address | 18946 COUNTY ROAD 44, CLEARWATER, MN 55320-1535 |
| Document Number | 0001717569 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20261717569 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 18946 COUNTY ROAD 44, CLEARWATER, MN 55320-1535 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 22, 2026 |
| Property Address | 18946 COUNTY ROAD 44, CLEARWATER, MN 55320-1535 |
| Document Number | 0001717568 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20261717568 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 19004 WOOLSTON CT, CLEARWATER, MN 55320-1553 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,664.00 (+1,535.71%) | ||
| 2025 | $578,100 (+60.58%) Land $264,900 Building $313,200 | $578,100 (+60.58%) Land $264,900 Building $313,200 | |
| 2023 | $224.00 | $360,000 Land $244,500 Building $115,500 | $360,000 Land $244,500 Building $115,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
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