18945 Apache Dr, South Bend, IN 46637 Property Records

St. Joseph County property record for 18945 Apache Dr, South Bend, IN 46637

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1966
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Tax Bill	$2,754 (2024)
Deeds & Mortgages	Aug 2024 Transfer Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-04-30-101-010.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-30-101-010.000-003`
Alternative APN	`0021020042718`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
Basement Area	1,672 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Exterior Material	Block
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	162 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	0021020042718
Street Address	18945 APACHE DR
City	SOUTH BEND
State	IN
Zip	46637-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 RANCH ACRES & LOT A AMERIKS REPLAT SEC 30-38-3E 25/26 CONS W/042716 042715 PER OWNER REQ
Legal Range	03E
Legal Township	38
Legal Section	30
Legal Subdivision	RANCH ACRES
Legal Lot Number	10,A
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3008
Census Tract	11307

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18945 APACHE DR, SOUTH BEND, IN 46637-4504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2024	Intrafamily Transfer, Transfer
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 2, 2024
Transfer Doc	0002417743
Record Updated	Jun 8, 2026

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 2, 2024
Property Address	18945 APACHE DR, SOUTH BEND, IN 46637-4504
Document Number	0002417743
Map Reference	PB 20 PG R
Instrument Date	Jul 24, 2024
Instrument	2417743
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18945 APACHE DR, SOUTH BEND, IN 46637-4504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18945 APACHE DR, SOUTH BEND, IN 46637-4504

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	18945 APACHE DR, SOUTH BEND, IN 46637-4504
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002102004
Date	Jan 21, 2021
Instrument	2102004

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Jan 21, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$346,900 (+34.2%) Land $100,100 Building $246,800	$346,900 (+34.2%) Land $100,100 Building $246,800
2024	$2,754.00 (+0.36%)
2023	$2,744.00 (-4.62%)	$258,500 (+2.46%) Land $68,100 Building $190,400	$258,500 (+2.46%) Land $68,100 Building $190,400
2022	$2,877.00	$252,300 Land $68,100 Building $184,200	$252,300 Land $68,100 Building $184,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Surf Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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