18944 Concerto Dr, Boca Raton, FL 33498 Property Records

Palm Beach County property record for 18944 Concerto Dr, Boca Raton, FL 33498

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,672 sqft · built 1995
Lot Size	0.138 acres (5,990 sqft)
Owner	2 Individual Names on File
Last Sale	$370,500 (Dec 2018)
Tax Bill	$4,775 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-41-47-01-36-000-0760`

Property Details

APN / Parcel Number

Primary APN	`00-41-47-01-36-000-0760`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,672 sqft Living Area
Gross Area	3,161 sqft
1st Floor Area	1,210 sqft
Upper Floors Area	1,462 sqft
Sunroom	Sunroom
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	5,990 sqft (0.138 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	441 sqft
Porch	Slab
Porch Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	18944 CONCERTO DR
City	BOCA RATON
State	FL
Zip	33498-4869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTS
Legal Description	LAKES AT BOCA RATON PAR E LT 76
Legal Range	41E
Legal Township	47S
Legal Section	01
Legal Subdivision	LAKES AT BOCA RATON PAR E
Legal Lot Number	76
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	2
Census Block	2013
Census Tract	7749

Owner

18944 Concerto Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Palm Beach County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18944 CONCERTO DR, BOCA RATON, FL 33498-4869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage TROPICAL FINANCIAL CU
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage TROPICAL FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Prior Sale	Feb 24, 1995 · Amount on File
Deed Document Number	2018451335
Deed Book / Page	30279 / 1162
Prior Transfer Date	Oct 12, 2012
Prior Transfer Doc	0255951458
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	18944 CONCERTO DR, BOCA RATON, FL 33498-4869
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18944 CONCERTO DR, BOCA RATON, FL 33498-4869

Mortgage

Document Number	0317121424
Date	Sep 3, 2020
Book Page	31712/1424
Instrument	20200325547

Lender

Name	TROPICAL FINANCIAL CU
Type	Credit Union
Address	HOLLYWOOD, FL 33025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 3, 2018
Property Address	18944 CONCERTO DR, BOCA RATON, FL 33498-4869
Document Number	0302791162
Book / Page	30279 / 1162
Map Reference	MB 72 PG 56
Instrument Date	Nov 30, 2018
Instrument	20180451335
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ACTION TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,593.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9590 FOX TROT LN, 9590, BOCA RATON, FL 33496-4106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18944 CONCERTO DR, BOCA RATON, FL 33498-4869

Mortgage

Document Number	20180451336
Date	Dec 3, 2018
Instrument	20180451336

Lender

Name	TROPICAL FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 18944 Concerto Dr was $4,775 with a homeowner's exemption, up 3.2% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,775.00 (+3.15%) Homeowner's exemption	$305,952	$575,924 Land $172,078 Building $403,846
2024	$4,629.00 (+2.62%)
2023	$4,511.00 (+0.99%) Homeowner's exemption	$288,669 (+3%)	$597,130 (+18.78%) Land $168,883 Building $428,247
2022	$4,467.00 Homeowner's exemption	$280,261	$502,701 Land $146,193 Building $356,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18944 Concerto Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	3 (1999–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18944 Concerto Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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