1894 Steve's Rd, Omer, MI 48749 Property Records

Arenac County property record for 1894 Steve's Rd, Omer, MI 48749

Property Summary

Property Type	Single Family Home
Lot Size	20 acres (873,814 sqft)
Owner	Individual Name on Record
Tax Bill	$1,503 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-0-009-200-007-00`

Property Details

APN / Parcel Number

Primary APN	`002-0-009-200-007-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	896 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Lot Area	873,814 sqft (20 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1894 STEVES RD
City	OMER
State	MI
Zip	48749-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T19N R5E SEC 9 COM AT THE NW COR TH S 88DEG 33MIN 48SEC E 1310.69 FT ALNG N SEC LINE TO POB, TH S 88DEG 33MIN 48SEC E 662.98
Legal Range	05E
Legal Township	19N
Legal Section	09
Jurisdiction	ARENAC MI
Township / Civil Division	ARENAC
Census Block Group	2
Census Block	2010
Census Tract	970300

Owner

Source: Arenac County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1894 STEVES RD, OMER, MI 48749-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2017	Deed of Trust, Mortgage ACADEMY MORTGAGE CORPORATION
Oct 9, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Oct 9, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	1894 STEVES RD, OMER, MI 48749-9743
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201703486
Date	Oct 9, 2017
Instrument	201703486

Lender

Name	ACADEMY MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	339 Months
Due	Jan 1, 2046

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	1894 STEVES RD, OMER, MI 48749-9743
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201703486
Date	Oct 9, 2017
Instrument	201703486

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2045

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARENAC MI
Recording Date	Oct 9, 2017
Property Address	1894 STEVES RD, OMER, MI 48749-9743
Document Number	20173485
Instrument Date	Sep 27, 2017
Instrument	2017-3485
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Arenac County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Arenac County
County Subdivision	Arenac Township
Unified School District	Standish-Sterling Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,800	$167,600
2025	$1,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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