1894 Macdougall Rd, Oneonta, NY 13820 Property Records

Delaware County and Davenport Town property record for 1894 Macdougall Rd, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,820 sqft · built 1990
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$224,000 (Jan 2024)
Tax Bill	$2,388 (2026)
Deeds & Mortgages	Sep 2021 Refinance Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122600 33.-1-51`

Property Details

APN / Parcel Number

Primary APN	`122600 33.-1-51`
Alternative APNs	`26000330000001051000` `05800544003`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft
Basement Area	1,820 sqft
Finished Basement	1,820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	756 sqft
Shed	1 Shed
Shed Area	240 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	05800544003
Street Address	1894 MACDOUGALL RD
City	ONEONTA
State	NY
Zip	13820-2285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANKLIN -REAR L-5 LOT 2
Legal Block	1
Legal Lot Number	51.000
Jurisdiction	DELAWARE NY
Township / Civil Division	DAVENPORT
Census Block Group	2
Census Block	2057
Census Tract	970102

Owner

1894 Macdougall Rd is owned and occupied by two individuals who bought it in January 2024.

Source: Delaware County and Davenport Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1894 MACDOUGALL RD, ONEONTA, NY 13820-2285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
Jan 30, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage NATIONWIDE MORTGAGE BANKERS
Sep 29, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2024 · Amount on File
Deed Sale	Jan 30, 2024 · Amount on File
Prior Sale	Aug 29, 2000 · Amount on File
Deed Document Number	2024791
Deed Book / Page	1775 / 73
Prior Transfer Date	Mar 21, 2021
Prior Transfer Doc	001685/221
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	1894 MACDOUGALL RD, ONEONTA, NY 13820-2285
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002334/165
Date	Sep 29, 2021
Book Page	2334/165
Instrument	7269

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	Jan 30, 2024
Property Address	1894 MACDOUGALL RD, ONEONTA, NY 13820-2285
Document Number	0001775/73
Book / Page	1775 / 73
Instrument Date	Jan 30, 2024
Instrument	791
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 37, DAVENPORT, NY 13750-0037

Mortgage

Document Number	0000000792
Date	Jan 30, 2024
Instrument	792

Lender

Name	NATIONWIDE MORTGAGE BANKERS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE NY
Recording Date	Sep 29, 2021
Property Address	1894 MACDOUGALL RD, ONEONTA, NY 13820-2285
Document Number	1685/221
Book / Page	1685 / 221
Instrument Date	Mar 21, 2021
Instrument	7268
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1894 MACDOUGALL RD, ONEONTA, NY 13820-2285

Tax Assessment & Valuation

The 2026 property tax bill for 1894 Macdougall Rd was $2,388, up 2.1% from the year before.

Source: Delaware County and Davenport Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Davenport Town
Unified School District	Charlotte Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,388.00 (+2.05%)
2025	$2,340.00	$67,317 Land $9,956 Building $57,361	$141,720 Land $20,960 Building $120,760
2023		$67,317 (-) Land $9,956 Building $57,361	$124,000 (+11.61%) Land $18,339 Building $105,661
2022		$67,317 Land $9,956 Building $57,361	$111,100 Land $16,431 Building $94,669
2021	$1,060.00 (+4.85%)
2020	$1,011.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1894 Macdougall Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1894 Macdougall Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delhi Telephone Company Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Macdougall Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures