Ramsey County property record for 1894 Eugene St, White Bear Lake, MN 55110
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,772 sqft · built 1965 |
| Lot Size | 0.146 acres (6,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Feb 2026) |
| Tax Bill | $5,404 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-22-33-0096 |
| Primary APN | 14-30-22-33-0096 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,772 sqft Living Area |
| 1st Floor Area | 911 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Lot Area | 6,350 sqft (0.146 acres) |
| Lot Dimensions | 127 ft deep x 50 ft wide |
| View / Lot | Neighborhood / Spot |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 175022 |
|---|---|
| Street Address | 1894 EUGENE ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-3327 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | RAMALEYS PARK, WHITE BEAR,LAK SUBJ TO ESMTS; LOT 7 BLK 18 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Subdivision | RAMALEYS PARK, WHITE BEAR,LAK |
| Legal Block | 18 |
| Legal Lot Number | 7 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 40502 |
1894 Eugene St, a duplex, is owned and occupied by an individual who bought it in February 2026.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1894 EUGENE ST, SAINT PAUL, MN 55110-3327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU |
| Feb 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Aug 31, 2021 | Intrafamily Transfer, Transfer |
| Aug 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on File |
| Deed Sale | Feb 27, 2026 · Amount on File |
| Prior Sale | Aug 31, 2021 · Amount on File |
| Deed Document Number | 20262811353 |
| Prior Transfer Date | Jul 28, 2021 |
| Prior Transfer Doc | 0002710614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1894 EUGENE ST, WHITE BEAR LAKE, MN 55110-3327 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0T02744588 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | T02744588 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 7, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Feb 27, 2026 |
| Property Address | 1894 EUGENE ST, WHITE BEAR LAKE, MN 55110-3327 |
| Document Number | 0T02811353 |
| Instrument Date | Feb 20, 2026 |
| Instrument | T02811353 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,171.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1894 EUGENE ST, WHITE BEAR LAKE, MN 55110-3327 |
| Document Number | 0T02811354 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | T02811354 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 31, 2021 |
| Property Address | 1894 EUGENE ST, WHITE BEAR LAKE, MN 55110-3327 |
| Document Number | 0T02710614 |
| Instrument Date | Jul 28, 2021 |
| Instrument | T02710614 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1894 EUGERE STREET, WHITE BEAR LAKE, MN 55110-3327 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 31, 2021 |
| Property Address | 1894 EUGENE ST, WHITE BEAR LAKE, MN 55110-3327 |
| Document Number | 0T02710612 |
| Instrument Date | Jul 28, 2021 |
| Instrument | T02710612 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1894 EUGENE ST, WHITE BEAR LAKE, MN 55110-3327 |
| Document Number | 0T02710613 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | T02710613 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 1894 Eugene St was $5,404, up 45.2% from the year before.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,300 (-0.23%) Land $58,300 Building $286,000 | $344,300 (-0.23%) Land $58,300 Building $286,000 | |
| 2025 | $5,404.00 (+45.19%) Homeowner's exemption | $345,100 Land $58,300 Building $286,800 | $345,100 Land $58,300 Building $286,800 |
| 2024 | $3,722.00 (+1.69%) | ||
| 2023 | $3,660.00 Homeowner's exemption | $274,600 Land $58,300 Building $216,300 | $274,600 Land $58,300 Building $216,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1894 Eugene St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1894 Eugene St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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