1894 E 1885 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1894 E 1885 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,067 sqft · built 2019
Lot Size	0.285 acres (12,430 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,090,600 (Apr 2023)
Tax Bill	$5,833 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`54-359-0030`

Property Details

APN / Parcel Number

Primary APN	`54-359-0030`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,067 sqft Living Area
Gross Area	6,115 sqft
Basement Area	1,990 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	12,430 sqft (0.285 acres)
Garage Type	Attached
Garage Area	1,058 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1894 E 1885 S
City	SPANISH FORK
State	UT
Zip	84660-6250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30, PLAT B, VINCENT RIDGE SUB AREA 0.285 AC.
Legal Subdivision	VINCENT RIDGE SUB
Legal Lot Number	30
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4006
Census Tract	10404

Owner

Source: Utah County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1894 E 1885 S, SPANISH FORK, UT 84660-6250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Sep 25, 2023	Deed of Trust, Mortgage · Line of Credit UTAH POWER CU
Apr 7, 2023	Warranty Deed, Transfer · Conventional Mortgage ZB NA
Jan 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage CAPITAL COMMUNITY BANK
Jan 21, 2022	Warranty Deed, Transfer NOT AVAILABLE, PROSPECT TITLE INS AGCY
May 27, 2021	Deed of Trust, Mortgage VISION MARKETING LLC
Sep 11, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU
Nov 28, 2018	Warranty Deed, Construction Loan · Construction Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2023 · Amount on Record
Deed Sale	Apr 7, 2023 · Amount on Record
Prior Sale	Jan 21, 2022
Deed Document Number	202321830
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1894 E 1885 S, SPANISH FORK, UT 84660-6250
Transaction Type	Mortgage
Record Updated	Apr 6, 2026
Title Company	SKYLINE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025054
Date	Mar 27, 2026
Instrument	25054:2026

Lender

Name	ZB NA
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	10.1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1894 E 1885 S, SPANISH FORK, UT 84660-6250
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	TITLE GUARANTEE - RIVER PARK, TITLE GUARANTEE RIVER PAR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062997
Date	Sep 25, 2023
Instrument	62997:2023

Lender

Name	UTAH POWER CU
Type	Credit Union
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 7, 2023
Property Address	1894 E 1885 S, SPANISH FORK, UT 84660-6250
Document Number	0000021830
Instrument Date	Apr 7, 2023
Instrument	21830:2023
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1894 E 1885 S, SPANISH FORK, UT 84660-6250

Mortgage

Document Number	0000021910
Date	Apr 7, 2023
Instrument	21910:2023

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	12-Month MTA
Max Rate	10.7%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1894 E 1885 S, SPANISH FORK, UT 84660-6250
Transaction Type	Mortgage
Record Updated	Feb 3, 2023
Title Company	FIRST AMERICAN OREM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005615
Date	Jan 30, 2023
Instrument	5615:2023

Lender

Name	CAPITAL COMMUNITY BANK
Type	Bank
Address	OREM, UT 84058

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 5, 2043

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 21, 2022
Property Address	1894 E 1885 S, SPANISH FORK, UT 84660-6250
Document Number	0000009102
Instrument Date	Jan 20, 2022
Instrument	9102:2022
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	NOT AVAILABLE, PROSPECT TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1283, OREM, UT 84059-1283

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1894 E 1885 S, SPANISH FORK, UT 84660-6250
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1894 E 1885 S, SPANISH FORK, UT 84660-6250

Mortgage

Document Number	0000099329
Date	May 27, 2021
Instrument	99329:2021

Lender

Name	VISION MARKETING LLC
Type	Non-Lending Institution
Address	PORTLAND, OR 97222

Agreement

Amount	Amount Recorded

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 11, 2019
Property Address	1894 E 1885 S, SPANISH FORK, UT 84660-6250
Document Number	0000089545
Instrument Date	Aug 30, 2019
Instrument	089545:2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	UTAH FIRST TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1894 E 1885 S, SPANISH FORK, UT 84660-6250

Mortgage

Document Number	0000089546
Date	Sep 11, 2019
Instrument	089546:2019

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Oct 1, 2019

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Nov 28, 2018
Property Address	1894 E 1885 S, SPANISH FORK, UT 84660-6250
Document Number	0000112978
Instrument Date	Nov 28, 2018
Instrument	112978:2018
Transaction Type	Construction Loan
Record Updated	May 12, 2022
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 W CENTER ST, PLEASANT GROVE, UT 84062-2215
Investor	Possibly a Property Investor

Mortgage

Document Number	0000113046
Date	Nov 28, 2018
Instrument	113046:2018

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,955 (-11.17%)	$978,100 (-11.17%) Land $265,200 Building $712,900
2025	$5,833.00 (+11.96%)	$605,605 (+22.03%)	$1,101,100 (+22.03%) Land $265,200 Building $835,900
2024	$5,210.00 (+8.34%)
2023	$4,809.00 (+5.69%)	$496,265	$902,300 Land $252,600 Building $649,700
2022	$4,550.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 62% of Utah
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband, Verizon.

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