1894 Co Rd 514, Elba, AL 36323 Property Records

Coffee County property record for 1894 Co Rd 514, Elba, AL 36323

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,982 sqft · built 2023
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1401010000014005`

Property Details

APN / Parcel Number

Primary APN	`1401010000014005`
Alternative APNs	`619313` `38840`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,982 sqft Living Area
1st Floor Area	1,982 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	696 sqft
Utility Building	312 sqft

Location & Zoning

Account Number	619313
Street Address	1894 COUNTY ROAD 514
City	ELBA
State	AL
Zip	36323-5703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ NW COR OF NE 1 4 OF SE 1 4 TH SE 431.38 TO N R W OFCR 514 SE 135.81 TO S R W OF CR 514 & POB. TH SE 321.58SW 354.22 NE
Legal Range	20E
Legal Township	4N
Legal Section	01
Jurisdiction	COFFEE AL
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1048
Census Tract	10400

Owner

Source: Coffee County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1894 COUNTY ROAD 514, ELBA, AL 36323-5703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS FSB
Dec 15, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 18, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANKPLUS FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE AL
Property Address	1894 COUNTY ROAD 514, ELBA, AL 36323-5703
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00216A/763
Date	Mar 3, 2023
Book Page	216A/763

Lender

Name	BANKPLUS FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE AL
Property Address	1894 COUNTY ROAD 514, ELBA, AL 36323-5703
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000237A/1
Date	Dec 15, 2025
Book Page	237A/1

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2056

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE AL
Recording Date	Aug 18, 2023
Property Address	1894 COUNTY ROAD 514, ELBA, AL 36323-5703
Document Number	00219A/886
Book / Page	219A / 886
Instrument Date	Aug 15, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 DEER RUN STRUT, ENTERPRISE, AL 36330-7812

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1894 COUNTY ROAD 514, ELBA, AL 36323-5703

Mortgage

Document Number	00219A0888
Date	Aug 18, 2023
Instrument	219A/0888

Lender

Name	BANKPLUS FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	00219A/888
Date	Aug 18, 2023
Book Page	219A/888

Lender

Name	BANKPLUS FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Coffee County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Coffee County
Unified School District	Coffee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00	$31,740 Land $1,604 Building $30,136	$317,200 Land $16,030 Building $301,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1990–1998)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 1998 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BuzzBroadband Fiber	2,000 / 2,000

May also be available: T-Mobile.

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