18931 NW 280th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 18931 NW 280th St, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 2006
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$351,300 (Apr 2025)
Tax Bill	$2,651 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Jul 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-22-34-33-0A00-00010-N000`

Property Details

APN / Parcel Number

Primary APN	`1-22-34-33-0A00-00010-N000`
Alternative APN	`R12234330A0000010N000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,330 sqft Living Area
Gross Area	2,166 sqft
1st Floor Area	1,330 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	492 sqft
Pool Area	171 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18931 NW 280TH ST
City	OKEECHOBEE
State	FL
Zip	34972-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT N OF TRACT 10 EAST 1/2 OF THE WEST 1/2 OF THE SOUTH 1/2 OF THE SOUTH 1/2 OF TRACT 10, SECTION 22 AS TO THE SOUTHERN COLONIZATION COMPANY PLAT OF TOWNSHIP 34 SOUTH, RANGE 33 EAST, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 4, PAGES 3-3E,
Legal Range	33E
Legal Township	34S
Legal Section	22
Legal Subdivision	VIKING 10
Legal Tract	10
Legal Lot Number	N
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	1
Census Block	1150
Census Tract	910102

Owner

Source: Okeechobee County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18931 NW 280TH ST, OKEECHOBEE, FL 34972-5906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
May 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2018	Tax Deed, Foreclosure Foreclosure Auction
Sep 29, 2017	Warranty Deed, Transfer · FHA Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	20254501
Prior Transfer Date	Sep 24, 2004
Prior Transfer Doc	0000020695
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 28, 2025
Property Address	18931 NW 280TH ST, OKEECHOBEE, FL 34972-5906
Document Number	0000004501
Map Reference	MB 4 PG 3-3
Instrument Date	Apr 25, 2025
Instrument	2025004501
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,459.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 SW 7TH ST # ST1610, ST1610, MIAMI, FL 33130-2992

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18931 NW 280TH ST, OKEECHOBEE, FL 34972-5906

Mortgage

Document Number	0000004502
Date	Apr 28, 2025
Instrument	2025004502

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	18931 NW 280TH ST, OKEECHOBEE, FL 34972-5906
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18931 NE 280TH STREET, OKEECHOBEE, FL 34972

Mortgage

Document Number	0000008997
Date	Jul 28, 2023
Instrument	2023008997

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 21, 2018
Property Address	18931 NW 280TH ST, OKEECHOBEE, FL 34972-5906
Document Number	0008071540
Book / Page	000807 / 001540
Instrument Date	May 16, 2018
Instrument	6679
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$26.60
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4260 SE FEDERAL HWY STUART FL 349974937, STUART, FL 34997-4937
Investor	Possibly a Property Investor

March 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 7, 2018
Property Address	18931 NW 280TH ST, OKEECHOBEE, FL 34972-5906
Document Number	0008031168
Book / Page	000803 / 001168
Instrument Date	Feb 15, 2018
Instrument	2869
Transaction Type	Foreclosure
Record Updated	Apr 11, 2018

Transaction

Amount	Amount Recorded
Tax	$24.99
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 SE FEDERAL HWY STUART FL 349974937, STUART, FL 34997-4937
Investor	Possibly a Property Investor

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 29, 2017
Property Address	18931 NW 280TH ST, OKEECHOBEE, FL 34972-5906
Document Number	0007961015
Book / Page	0796 / 1015
Map Reference	MB4 PG3-3E
Instrument Date	Sep 28, 2017
Instrument	2017009305
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	LAKE OKEECHOBEE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18931 NW 280TH ST, 18931, OKEECHOBEE, FL 34972-5906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18931 NW 280TH ST, OKEECHOBEE, FL 34972-5906

Mortgage

Document Number	2017009306
Date	Sep 29, 2017
Instrument	2017009306

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,651.00 (+7.15%)	$173,857 (+5.99%)	$278,304 (-1.88%) Land $18,500 Building $259,804
2023	$2,474.00 (+7.15%) Homeowner's exemption	$164,036 (+3%)	$283,626 (+29.5%) Land $16,000 Building $267,626
2022	$2,309.00 Homeowner's exemption	$159,258	$219,021 Land $13,500 Building $205,521

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 112 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	112 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Verizon.

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