18926 Pratt Rd, Armada, MI 48005 Property Records

Macomb County property record for 18926 Pratt Rd, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,310 sqft · built 1977
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (May 2014)
Tax Bill	$3,603 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02-04-300-014`

Property Details

APN / Parcel Number

Primary APN	`13-02-04-300-014`
Alternative APN	`0204300014`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	2,310 sqft Living Area
1st Floor Area	1,626 sqft
Basement Area	898 sqft
Unfinished Basement	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Construction Type	Brick
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	300 ft deep x 147 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	18926 PRATT RD
City	ARMADA
State	MI
Zip	48005-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG 1.75
Legal Description	13-02-04-300-014 18926 PRATT RD MI 48002 SEC 4 T5N R13E COM AT W 1/4 POST SEC 4, TH S 89 DEG 10'50" E 524.08 FT ALG E-W 1/4
Legal Range	13E
Legal Township	05N
Legal Section	04
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	1
Census Block	1013
Census Tract	212000

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18926 PRATT RD, ARMADA, MI 48005-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2017	Deed of Trust, Mortgage · Line of Credit LAKESTONE BANK & TRUST
Feb 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage CSB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2014 · Amount on Record
Deed Sale	May 29, 2014 · Amount on Record
Prior Sale	Oct 8, 2013 · Amount on Record
Deed Document Number	20144065847
Deed Book / Page	22837 / 696
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18926 PRATT RD, ARMADA, MI 48005-1201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014572
Date	Feb 7, 2017
Book Page	24542/432
Instrument	7014572

Lender

Name	LAKESTONE BANK & TRUST
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 27, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18926 PRATT RD, ARMADA, MI 48005-1201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013968
Date	Feb 6, 2017
Book Page	24539/424
Instrument	7013968

Lender

Name	CSB BANK
Type	Bank
Address	CAPAC, MI 48014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,900 (+21.01%)	$331,800 (+21.01%)
2025	$3,603.00 (+16.45%)
2023		$137,100	$274,200
2022	$3,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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