Washington County property record for 18925 Dover Dr, Hagerstown, MD 21742
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,935 sqft · built 1990 |
| Lot Size | 0.201 acres (8,734 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,863 (2026) |
| Deeds & Mortgages | Mar 2019 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-025404 |
| Primary APN | 27-025404 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,935 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,734 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 78 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 025404 |
|---|---|
| Street Address | 18925 DOVER DR |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21742-2476 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RU |
| Legal Description | LT 23 SEC 2 0.200 AC 18925 DOVER DR ARBORGATE |
| Legal Subdivision | ARBORGATE |
| Legal Lot Number | 23 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 27, FOUNTAIN HEAD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10300 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18925 DOVER DR, HAGERSTOWN, MD 21742-2476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Mar 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 18925 DOVER DR, HAGERSTOWN, MD 21742-2476 |
| Document Number | 0059420303 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 18925 DOVER DR HAGERSTOWN MD 217422476, HAGERSTOWN, MD 21742-2476 |
| Document Number | 0059420303 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 005942/000303 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 840 Months |
| Due | Mar 24, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.71% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 18925 DOVER DR, HAGERSTOWN, MD 21742-2476 |
| Document Number | 0059420281 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 18925 DOVER DR HAGERSTOWN MD 217422476, HAGERSTOWN, MD 21742-2476 |
| Document Number | 0059420281 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 005942/000281 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 840 Months |
| Due | Mar 24, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.71% |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,863.00 (+5.37%) Homeowner's exemption | $308,800 (+8.24%) | $332,300 (-) Land $75,000 Building $257,300 |
| 2025 | $2,717.00 (+9.96%) Homeowner's exemption | $285,300 (+11.45%) | $332,300 (+26.93%) Land $75,000 Building $257,300 |
| 2023 | $2,471.00 Homeowner's exemption | $256,000 | $261,800 Land $75,000 Building $186,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 10 (1979–2023) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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