Pasco County property record for 18924 Ulmus St, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,063 sqft · built 2018 |
| Lot Size | 0.05 acres (2,184 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Oct 2023) |
| Tax Bill | $7,365 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 28-26-18-0070-01700-0140 |
| Primary APN | 28-26-18-0070-01700-0140 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,063 sqft Living Area |
| Gross Area | 2,303 sqft |
| 1st Floor Area | 894 sqft |
| Upper Floors Area | 1,109 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco/Tile/Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,184 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Florida Room |
| Porch Area | 110 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 18924 ULMUS ST |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33558-7803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | LONG LAKE RANCH VILLAGE 6 PARCEL A PB 71 PG 078 BLOCK 17 LOT 14 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 28 |
| Legal Subdivision | LONG LAKE RANCH |
| Legal Tract | 70 |
| Legal Block | 17 |
| Legal Lot Number | 14 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 31605 |
18924 Ulmus St is owned and occupied by two individuals who bought it in October 2023.
Source: Pasco County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18924 ULMUS ST, LUTZ, FL 33558-7803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Oct 3, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2023 · Amount on File |
| Deed Sale | Oct 5, 2023 · Amount on File |
| Prior Sale | Oct 3, 2018 · Amount on File |
| Deed Document Number | 2023176558 |
| Deed Book / Page | 10896 / 1366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 5, 2023 |
| Property Address | 18924 ULMUS ST, LUTZ, FL 33558-7803 |
| Document Number | 0108961366 |
| Book / Page | 10896 / 1366 |
| Map Reference | MB 71 PG 78-81 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023176558 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,793.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18924 ULMUS ST, LUTZ, FL 33558-7803 |
| Name | Verified Name |
|---|---|
| Address | 18924 ULMUS ST, LUTZ, FL 33558-7803 |
| Document Number | 0108961368 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 10896/1368 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 18924 ULMUS ST, LUTZ, FL 33558-7803 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 18924 ULMUS ST, LUTZ, FL 33558-7803 |
| Document Number | 0102100451 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 10210/451 |
| Instrument | 2020186887 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 3, 2018 |
| Property Address | 18924 ULMUS ST, LUTZ, FL 33558-7803 |
| Document Number | 0097972209 |
| Book / Page | 9797 / 2209 |
| Map Reference | MB 71 PG 78-81 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 2018168330 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,652.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9422 CAMDEN FIELD PKWY, 9422, RIVERVIEW, FL 33578-0519 |
| Name | Verified Name |
|---|---|
| Address | 18924 ULMUS ST, LUTZ, FL 33558-7803 |
| Document Number | 2018168331 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 2018168331 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 18924 Ulmus St was $7,365 with a homeowner's exemption.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,114 (-1.96%) Land $32,172 Building $286,942 | $319,114 (-1.96%) Land $32,172 Building $286,942 | |
| 2025 | $7,365.00 Homeowner's exemption | $325,488 Land $32,172 Building $293,316 | $325,488 Land $32,172 Building $293,316 |
| 2023 | $5,690.00 (+9.28%) Additional exemption filed | $228,020 (+3%) Land $30,693 Building $197,327 | $346,432 (+19.76%) Land $30,693 Building $315,739 |
| 2022 | $5,207.00 Homeowner's exemption | $221,380 Land $29,078 Building $192,302 | $289,282 Land $29,078 Building $260,204 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18924 Ulmus St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 158 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 29 condo units |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18924 Ulmus St is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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