18924 Sioux Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 18924 Sioux Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,620 sqft · built 1997
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Apr 2023)
Tax Bill	$5,083 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-06-420-004`

Property Details

APN / Parcel Number

Primary APN	`70-03-06-420-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bungalow
Lot Area	16,335 sqft (0.375 acres)
Lot Dimensions	203 ft deep x 319 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18924 SIOUX DR
City	SPRING LAKE
State	MI
Zip	49456-9496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 72 LAKE HILLS ESTATES SUB NO 2
Legal Range	13W
Legal Township	8N
Legal Section	06
Legal Subdivision	LAKE HILLS ESTATES SUB
Legal Block	420
Legal Lot Number	72
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2001
Census Tract	20504

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18924 SIOUX DR, SPRING LAKE, MI 49456-9496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC
Apr 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2023 · Amount on Record
Deed Sale	Apr 7, 2023 · Amount on Record
Prior Sale	Sep 27, 2012 · Amount on Record
Deed Document Number	20238050
Prior Transfer Date	Aug 3, 2011
Prior Transfer Doc	20110028063
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18924 SIOUX DR, SPRING LAKE, MI 49456-9496
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18924 SIOUX DR, SPRING LAKE, MI 49456-9496

Mortgage

Document Number	20260007897
Date	Mar 25, 2026
Instrument	2026-0007897

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 7, 2023
Property Address	18924 SIOUX DR, SPRING LAKE, MI 49456-9496
Document Number	20230008050
Map Reference	LB 29 PG 72
Instrument Date	Mar 31, 2023
Instrument	2023-0008050
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18924 SIOUX DR, SPRING LAKE, MI 49456-9496

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 AMBLER DR, CINCINNATI, OH 45241-3100

Mortgage

Document Number	20230008051
Date	Apr 7, 2023
Instrument	2023-0008051

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,700 (-6.3%)	$401,400 (-6.3%)
2025	$5,083.00 (+4,606.48%) Homeowner's exemption	$214,200	$428,400
2022	$108.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTON SHORES serves 23,994 people · EPA ID MI0004850
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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