18924 Baldwin St NW, Elk River, MN 55330 Property Records

Sherburne County property record for 18924 Baldwin St NW, Elk River, MN 55330

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,015 sqft · built 1987
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$288,651 (Nov 2025)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75-516-1212`

Property Details

APN / Parcel Number

Primary APN	`75-516-1212`
Alternative APNs	`75-00516-1212` `36308`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,015 sqft Living Area
1st Floor Area	1,015 sqft
Basement Area	722 sqft
Finished Basement	722 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Deck Area	120 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	36308
Street Address	18924 BALDWIN ST NW
City	ELK RIVER
State	MN
Zip	55330-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLK 12
Legal Range	26W
Legal Township	33N
Legal Section	34
Legal Subdivision	DEERFIELD 3RD ADDITION
Legal Block	12
Legal Lot Number	6
Jurisdiction	SHERBURNE MN
Township / Civil Division	ELK RIVER
Census Block Group	3
Census Block	3008
Census Tract	30506

Owner

18924 Baldwin St NW is owned and occupied by two individuals who bought it in November 2025.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18924 BALDWIN ST NW, ELK RIVER, MN 55330-2814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer · FHA Mortgage BELL BANK
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMEC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on File
Deed Sale	Nov 7, 2025 · Amount on File
Prior Sale	Apr 9, 2003 · Amount on File
Deed Document Number	2025990266
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 7, 2025
Property Address	18924 BALDWIN ST NW, ELK RIVER, MN 55330-2814
Document Number	0000990266
Instrument Date	Oct 30, 2025
Instrument	990266
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18924 BALDWIN ST NW, ELK RIVER, MN 55330-2814

Mortgage

Document Number	0000990267
Date	Nov 7, 2025
Instrument	990267

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	18924 BALDWIN ST NW, ELK RIVER, MN 55330-2814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000886417
Date	Feb 5, 2020
Instrument	886417

Lender

Name	AMEC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18924 Baldwin St NW was $3,808 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	Elk River City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,500 (-0.3%) Land $104,800 Building $194,700	$299,500 (-0.3%) Land $104,800 Building $194,700
2025	$3,808.00	$300,400 Land $104,800 Building $195,600	$300,400 Land $104,800 Building $195,600
2023	$3,634.00	$294,500 Land $104,800 Building $189,700
2021			$294,500 Land $104,800 Building $189,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18924 Baldwin St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18924 Baldwin St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elk River serves 19,532 people · EPA ID MN1710004
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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