18922 Roseate Dr, Lutz, FL 33558 Property Records

Pasco County property record for 18922 Roseate Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,762 sqft · built 2017
Lot Size0.213 acres (9,302 sqft)
OwnerIndividual Name on Record
Last Sale$600,000 (Dec 2023)
Tax Bill$12,152 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN33-26-18-0070-04500-0010

Property Details

APN / Parcel Number

Primary APN33-26-18-0070-04500-0010
Alternative APN
  • 1082911

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,762 sqft Living Area
Gross Area3,617 sqft
1st Floor Area2,762 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,302 sqft (0.213 acres)
Garage Area631 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area224 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1082911
Street Address18922 ROSEATE DR
CityLUTZ
StateFL
Zip33558-2317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionLONG LAKE RANCH VILLAGE 1A PB 73 PG 066 BLOCK 45 LOT 1
Legal Range18E
Legal Township26S
Legal Section33
Legal SubdivisionLONG LAKE RANCH VILLAGE
Legal Tract70
Legal Block45
Legal Lot Number1
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group2
Census Block2026
Census Tract31605

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address18922 ROSEATE DR, LUTZ, FL 33558-2317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Jul 24, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2023 · Amount on Record
Deed SaleDec 18, 2023 · Amount on Record
Prior SaleJul 24, 2017 · Amount on Record
Deed Document Number2023219317
Deed Book / Page10932 / 3051
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateDec 18, 2023
Property Address18922 ROSEATE DR, LUTZ, FL 33558-2317
Document Number0109323051
Book / Page10932 / 3051
Map ReferenceMB 73 PG 66-71
Instrument DateDec 13, 2023
Instrument2023219317
Transaction TypeTransfer
Record UpdatedJan 1, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8143 BUENA VISTA DR, DENVER, NC 28037-7301

Transferred To (Grantee/Buyer)

NameVerified Name
Address18922 ROSEATE DR, LUTZ, FL 33558-2317

Mortgage

Document Number0109323053
DateDec 18, 2023
Instrument10932/3053
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateJan 1, 2029
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change7.75%
Index5-Year TN
Margin2
Max Rate10.7%

July 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateJul 24, 2017
Property Address18922 ROSEATE DR, LUTZ, FL 33558-2317
Document Number0095773525
Book / Page9577 / 3525
Map ReferenceMB73 PG66-71
Instrument DateJul 21, 2017
Instrument2017115764
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 13, 2021
Title CompanyFIRST AMERICAN TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,712.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9422 CAMDEN FIELD PKWY, 9422, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

NameVerified Name
Address18922 ROSEATE DR, LUTZ, FL 33558-2317

Mortgage

Document Number0095773527
DateJul 24, 2017
Book Page9577/3527
Instrument2017115765
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2032

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,152.00 (+2.97%) Homeowner's exemption$556,961 (-5.34%) Land $101,756 Building $455,205$556,961 (-5.34%) Land $101,756 Building $455,205
2023$11,802.00 (+17.42%)$588,369 (+18.14%) Land $82,748 Building $505,621$588,369 (+18.14%) Land $82,748 Building $505,621
2022$10,051.00$498,008 Land $70,076 Building $427,932$498,008 Land $70,076 Building $427,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 158 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies187 units insured
incl. 29 condo units
Nearby Flood Claims21 (1997–2024)
Claims Outside the SFHA2 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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