18920 Harmony Rd, Marengo, IL 60152 Property Records

McHenry County property record for 18920 Harmony Rd, Marengo, IL 60152

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,663 sqft · built 1989
Lot Size	1.92 acres (83,635 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jan 2023)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-32-100-021`

Property Details

APN / Parcel Number

Primary APN	`17-32-100-021`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,663 sqft Living Area
Basement Area	1,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	83,635 sqft (1.92 acres)
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	18920 HARMONY RD
City	MARENGO
State	IL
Zip	60152-9459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0000595 PT SW1/4 NW1/4 PC NELY OF HARMONY RILEY RD
Legal Range	06E
Legal Township	43N
Legal Section	32
Legal Subdivision	RESIDENTIAL
Legal Block	100
Jurisdiction	MCHENRY IL
Township / Civil Division	CORAL
Census Block Group	1
Census Block	1019
Census Tract	871501

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18920 HARMONY RD, MARENGO, IL 60152-9459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2023 · Amount on Record
Deed Sale	Jan 9, 2023 · Amount on Record
Prior Sale	Dec 10, 2014
Deed Document Number	2023R0000595
Record Updated	Jun 7, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 9, 2023
Property Address	18920 HARMONY RD, MARENGO, IL 60152-9459
Document Number	0000000595
Map Reference	MB 1 PG 99
Instrument Date	Jan 3, 2023
Instrument	2023R0000595
Transaction Type	Transfer
Record Updated	Jan 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18920 HARMONY RD, MARENGO, IL 60152-9459

Mortgage

Document Number	0000000596
Date	Jan 9, 2023
Instrument	2023R0000596

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate	6.2%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	18920 HARMONY RD, MARENGO, IL 60152-9459
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041361
Date	Dec 3, 2019
Instrument	2019R0041361

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Coral Township
Secondary School District	Marengo Community High School District 154 (09 - 12)
Elementary School District	Riley Community Consolidated School District 18 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$107,425 Land $36,571 Building $70,854	$322,275 Land $109,713 Building $212,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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