St. Louis County property record for 1892 W Shagawa Rd, Ely, MN 55731
| Property Type | Hotel-Resort |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Aug 2005) |
| Tax Bill | $256 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Nov 2020 Loan Modification + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 465-0260-00024 |
| Primary APN | 465-0260-00024 |
|---|---|
| Alternative APN |
|
| Account Number | 786897 |
|---|---|
| Street Address | 1892 W SHAGAWA RD |
| City | ELY |
| State | MN |
| Zip | 55731-1016 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Hotel-Resort |
| Legal Description | THAT PART OF LOT 2 OF SHAGAWA PLAT LOCATED INGOVT LOT 1 OF SEC 33-63-12 ASSUMING W LINE OFSAID GOVT LOT 1 BEING ALSO W LINE |
| Legal Range | 12 |
| Legal Township | 63 |
| Legal Section | 33 |
| Legal Subdivision | SHAGAWA TOWN OF MORSE |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 15401 |
Source: St. Louis County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1892 W SHAGAWA RD, ELY, MN 55731-1016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| Nov 11, 2020 | Loan Modification, Mortgage FRANDSEN BK&TR |
| Nov 26, 2019 | Loan Modification, Mortgage FRANDSEN BK&TR |
| Nov 16, 2018 | Loan Modification, Mortgage · Line of Credit FRANDSEN BK&TR |
| Nov 21, 2017 | Trustee's Deed, Construction Loan · Line of Credit FRANDSEN BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2005 · Amount on Record |
| Deed Sale | Aug 2, 2005 · Amount on Record |
| Prior Sale | Aug 2, 2005 |
| Deed Document Number | 989241 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1892 W SHAGAWA RD, ELY, MN 55731-1016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001460997 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 1460997 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 12.1% |
| Index | 3-Year CMT |
| Max Rate | 12.1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1892 W SHAGAWA RD, ELY, MN 55731-1016 |
| Document Number | 00A1397576 |
| Instrument Date | Nov 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1892 W SHAGAWA BEACH RD ELY MN 55731, ELY, MN 55731 |
| Document Number | 00A1397576 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | A1397576 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Term | 12 Months |
|---|---|
| Due | Dec 2, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1892 W SHAGAWA RD, ELY, MN 55731-1016 |
| Document Number | 00A1369985 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1892 W SHAGAWA BEACH RD ELY MN 55731, ELY, MN 55731 |
| Document Number | 00A1369985 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | A1369985 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Term | 12 Months |
|---|---|
| Due | Dec 19, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1892 W SHAGAWA RD, ELY, MN 55731-1016 |
| Document Number | 00A1346145 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1892 W SHAGAWA BEACH RD ELY MN 55731, ELY, MN 55731 |
| Document Number | 00A1346145 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | A1346145 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Term | 12 Months |
| Due | Dec 6, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 21, 2017 |
| Property Address | 1892 W SHAGAWA RD, ELY, MN 55731-1016 |
| Instrument Date | Oct 25, 2017 |
| Instrument | A1322608 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 6, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 00A1322608 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | A1322608 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 20, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of February 1, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $256.00 (-59.49%) | ||
| 2024 | $632.00 | $54,200 (-12.01%) Land $54,200 | $54,200 (-12.01%) Land $54,200 |
| 2022 | $61,600 Land $61,600 | $61,600 Land $61,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Midco Fiber | 5,000 / 5,000 |
| Treehouse Broadband Fixed Wireless | 900 / 500 |
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