Oakland County property record for 1892 Ring Neck Dr, Rochester, MI 48307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,296 sqft · built 1997 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Aug 2026) |
| Tax Bill | $5,760 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 68-15-12-229-047 |
| Primary APN | 68-15-12-229-047 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 1,337 sqft |
| Basement Area | 1,121 sqft |
| Unfinished Basement | 1,121 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,149 sqft (0.233 acres) |
| Lot Dimensions | 126 ft deep x 80 ft wide |
| Garage Area | 491 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 52 sqft |
| Deck Area | 291 sqft |
| Patio Area | 291 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1892 RING NECK DR |
|---|---|
| City | ROCHESTER |
| State | MI |
| Zip | 48307-6011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T3N, R11E, SEC 12 FOX CREEK VILLAGE SUB LOT 25 9-27-96 FR 200-002 |
| Legal Range | 11E |
| Legal Township | 03N |
| Legal Section | 12 |
| Legal Subdivision | FOX CREEK VILLAGE SUB |
| Legal Lot Number | 9,25 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 191300 |
1892 Ring Neck Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Oakland County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1892 RING NECK DR, ROCHESTER, MI 48307-6011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL LENDING |
| Aug 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL LENDING |
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CONTOUR MORTGAGE CORP |
| Dec 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on File |
| Deed Sale | Aug 11, 2026 · Amount on File |
| Prior Sale | Dec 4, 2018 · Amount on File |
| Deed Document Number | 2026119062 |
| Deed Book / Page | 61445 / 316 |
| Prior Transfer Date | Oct 30, 1998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 11, 2026 |
| Property Address | 1892 RING NECK DR, ROCHESTER, MI 48307-6011 |
| Document Number | 0000119062 |
| Book / Page | 61445 / 316 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 2026119062 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $454,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1892 RING NECK DR, ROCHESTER, MI 48307-6011 |
| Document Number | 0000117720, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 2026117720 |
| Name | CAPITAL LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 6, 2026 |
| Property Address | 1892 RING NECK DR, ROCHESTER, MI 48307-6011 |
| Document Number | 0000117720 |
| Book / Page | 61437 / 649 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 2026117720 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1892 RING NECK DR, ROCHESTER, MI 48307-6011 |
| Document Number | 0000117720, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 61437/649 |
| Instrument | 2026117720 |
| Name | CAPITAL LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1892 RING NECK DR, ROCHESTER, MI 48307-6011 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1892 RING NECK DR, ROCHESTER, MI 48307-6011 |
| Document Number | 0000442711 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 58105/166 |
| Instrument | 442711 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1892 RING NECK DR, ROCHESTER, MI 48307-6011 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1892 RING NECK DR, ROCHESTER, MI 48307-6011 |
| Document Number | 0000185734 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 56610/582 |
| Instrument | 185734 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 4, 2018 |
| Property Address | 1892 RING NECK DR, ROCHESTER, MI 48307-6011 |
| Document Number | 0000195452 |
| Book / Page | 52408 / 00546 |
| Map Reference | LB 250 PG 5-14 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 195452 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,483.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1892 RING NECK DR, 1892, ROCHESTER, MI 48307-6011 |
| Name | Verified Name |
|---|---|
| Address | 1436 COPPER CIR, ROCHESTER, MI 48306-4592 |
| Document Number | 0000195450 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 195450 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 1892 Ring Neck Dr was $5,760 with a homeowner's exemption, down 8.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Rochester City |
| Unified School District | Rochester Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,760.00 (-8.44%) Homeowner's exemption | $220,470 | $440,940 |
| 2024 | $6,291.00 | ||
| 2023 | $191,580 | $383,160 | |
| 2021 | $5,358.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1892 Ring Neck Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1892 Ring Neck Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER EAST serves 5,100 people · EPA ID MI0005723 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2025 |
| Also Mapped Here | SHELBY TOWNSHIP |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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