1892 McKinley St, Clearwater, FL 33765 Property Records

Pinellas County property record for 1892 McKinley St, Clearwater, FL 33765

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 926 sqft · built 1954
Lot Size	0.251 acres (10,951 sqft)
Owner	2 Trust Names on File
Last Sale	$262,000 (Mar 2023)
Tax Bill	$4,001 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-745-1934-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-745-1934-9`
Alternative APNs	`12-29-15-59886-006-0040` `291512598860060040` `152912598860060040` `R129873`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	926 sqft Living Area
Gross Area	1,421 sqft
1st Floor Area	926 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	10,951 sqft (0.251 acres)
Lot Dimensions	135 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R129873
Street Address	1892 MCKINLEY ST
City	CLEARWATER
State	FL
Zip	33765-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW MARYMONT BLK F, LOT 4
Legal Range	15E
Legal Township	29S
Legal Section	12
Legal Subdivision	NEW MARYMONT
Legal Tract	59886
Legal Block	F
Legal Lot Number	4
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1007
Census Tract	26602

Owner

1892 McKinley St is owner-occupied and held in a trust since March 2023.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1892 MCKINLEY ST, CLEARWATER, FL 33765-2441
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Oct 20, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 16, 2023	Personal Representative Deed, Transfer TITLE EXCHANGE
Mar 16, 2023	Quit Claim Deed, Transfer TITLE EXCHANGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2023 · Amount on File
Deed Sale	Mar 16, 2023 · Amount on File
Prior Sale	Dec 21, 2001 · Amount on File
Deed Document Number	202368444
Deed Book / Page	22376 / 2271
Prior Transfer Date	Mar 3, 2023
Prior Transfer Doc	0223762270
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1892 MCKINLEY ST, CLEARWATER, FL 33765-2441
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11552 PALM DR, FORT MYERS, FL 33908-3852

Mortgage

Document Number	0224380582
Date	May 11, 2023
Book Page	22438/582
Instrument	2023124026

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Oct 25, 2052

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Oct 20, 2025
Property Address	1892 MCKINLEY ST, CLEARWATER, FL 33765-2441
Document Number	0233301512
Book / Page	23330 / 1512
Map Reference	MB 30 PG 33
Instrument Date	Oct 14, 2025
Instrument	2025296794
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1892 MCKINLEY ST, CLEARWATER, FL 33765-2441

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1892 MCKINLEY ST, CLEARWATER, FL 33765-2441

March 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 16, 2023
Property Address	1892 MCKINLEY ST, CLEARWATER, FL 33765-2441
Document Number	0223762271
Book / Page	22376 / 2271
Map Reference	MB 30 PG 33
Instrument Date	Mar 3, 2023
Instrument	2023068444
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	TITLE EXCHANGE

Transaction

Amount	Amount on Record
Tax	$1,834.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13300 INDIAN ROCKS RD APT 702, 702, LARGO, FL 33774-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1892 MCKINLEY ST, CLEARWATER, FL 33765-2441

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 16, 2023
Property Address	1892 MCKINLEY ST, CLEARWATER, FL 33765-2441
Document Number	0223762270
Book / Page	22376 / 2270
Map Reference	MB 30 PG 33
Instrument Date	Mar 3, 2023
Instrument	2023068443
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	TITLE EXCHANGE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13300 INDIAN ROCKS RD APT 702, 702, LARGO, FL 33774-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13300 INDIAN ROCKS RD APT 702, 702, LARGO, FL 33774-2010

Tax Assessment & Valuation

The 2025 property tax bill for 1892 McKinley St was $4,001, down 18.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,001.00 (-18.74%)	$249,119 (-4.14%) Land $166,387 Building $82,732	$249,119 (-4.14%) Land $166,387 Building $82,732
2024	$4,924.00 (+0.37%)	$259,874 (+2.1%)	$259,874 (+2.1%) Land $185,771 Building $74,103
2023	$4,906.00 (+771.4%)	$254,536 (+302.84%)	$254,536 (+29.85%) Land $179,265 Building $75,271
2022	$563.00 Homeowner's exemption	$63,185	$196,022 Land $136,989 Building $59,033

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1892 McKinley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1892 McKinley St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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