Riverside County property record for 1892 Charles St, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,387 sqft · built 1959 |
| Lot Size | 2.41 acres (104,980 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Dec 2000) |
| Tax Bill | $1,420 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 532-170-010 |
| Primary APN | 532-170-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,387 sqft Living Area |
| Gross Area | 1,924 sqft |
| 1st Floor Area | 1,387 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 104,980 sqft |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1892 CHARLES ST |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-6372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 2.41 ACRES M/L IN POR LOT 10 MB 008/044 WAVERLY TR |
| Legal Subdivision | WAVERLY TR |
| Legal Lot Number | 10 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 43813 |
1892 Charles St is owned and occupied by an individual who bought it in December 2000.
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1892 CHARLES ST, BANNING, CA 92220-6372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2019 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Dec 15, 2018 | Deed of Trust, Mortgage · Conventional with PMI ARROWHEAD CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2000 · Amount on File |
| Deed Sale | Dec 1, 2000 · Amount on File |
| Deed Document Number | 2000480205 |
| Prior Transfer Date | Oct 18, 2000 |
| Prior Transfer Doc | 0000480204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 1892 CHARLES ST, BANNING, CA 92220-6372 |
| Document Number | 0000479052 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 1892 CHARLES ST BANNING CA 922206372, BANNING, CA 92220-6372 |
| Document Number | 0000479052 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 479052 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 1892 CHARLES ST, BANNING, CA 92220-6372 |
| Document Number | 0000499230 |
| Instrument Date | Dec 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1892 CHARLES ST BANNING CA 922206372, BANNING, CA 92220-6372 |
| Document Number | 0000499230 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 499230 |
| Name | ARROWHEAD CU |
|---|---|
| Type | Credit Union |
| Address | RANCHO CUCAMONGA, CA 91730 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 25, 2048 |
The 2025 property tax bill for 1892 Charles St was $1,420 with a homeowner's exemption.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,555 (+2%) Land $69,148 Building $38,407 | ||
| 2025 | $1,420.00 Homeowner's exemption | $105,447 Land $67,793 Building $37,654 | |
| 2023 | $1,384.00 (+2.14%) Homeowner's exemption | $101,354 Land $65,161 Building $36,193 | |
| 2022 | $1,355.00 | ||
| 2021 | $249,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1892 Charles St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1892 Charles St is high, ranking above 88% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 70% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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