1892 Centennial Way, Escondido, CA 92026 Property Records

San Diego County property record for 1892 Centennial Way, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,833 sqft · built 1995
Lot Size	0.15 acres (6,524 sqft)
Owner	2 Individual Names on File
Last Sale	$1,030,000 (Apr 2026)
Tax Bill	$8,597 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`227-671-42-00`

Property Details

APN / Parcel Number

Primary APN	`227-671-42-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,833 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	6,524 sqft (0.15 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1892 CENTENNIAL WAY
City	ESCONDIDO
State	CA
Zip	92026-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R-3.3
Legal Description	LOT 113 TR 012392
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	012392
Legal Block	1
Legal Lot Number	113
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1009
Census Tract	20107

Owner

1892 Centennial Way is owned and occupied by two individuals who bought it in April 2026.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1892 CENTENNIAL WAY, ESCONDIDO, CA 92026-3618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP
Apr 22, 2026	Grant Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Oct 29, 2025	Intrafamily Transfer, Transfer
Mar 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP
Apr 10, 2018	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Apr 10, 2018 · Amount on File
Deed Document Number	2026112677
Prior Transfer Date	Mar 10, 2020
Prior Transfer Doc	0000138958
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2026
Property Address	1892 CENTENNIAL WAY, ESCONDIDO, CA 92026-3618
Document Number	0000182904
Instrument Date	Jun 16, 2026
Instrument	2026182904
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1892 CENTENNIAL WAY, ESCONDIDO, CA 92026-3618

Mortgage

Document Number	0000182904,
Date	Jun 26, 2026
Instrument	2026182904

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1892 CENTENNIAL WAY, ESCONDIDO, CA 92026-3618
Transaction Type	Mortgage
Record Updated	May 4, 2026
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1892 CENTENNIAL WAY, ESCONDIDO, CA 92026-3618

Mortgage

Document Number	0000467688
Date	Jun 28, 2021
Instrument	2021-0467688

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2026
Property Address	1892 CENTENNIAL WAY, ESCONDIDO, CA 92026-3618
Document Number	0000112677
Instrument Date	Mar 17, 2026
Instrument	2026112677
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114,433.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1892 CENTENNIAL WAY, ESCONDIDO, CA 92026-3618

Mortgage

Document Number	0000112678,
Date	Apr 22, 2026
Instrument	2026112678

Lender

Name	RESICENTRAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 29, 2025
Property Address	1892 CENTENNIAL WAY, ESCONDIDO, CA 92026-3618
Document Number	0000303795
Map Reference	MAP 12392
Instrument Date	Oct 27, 2025
Instrument	2025-0303795
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1892 CENTENNIAL WAY, ESCONDIDO, CA 92026-3618

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2020
Property Address	1892 CENTENNIAL WAY, ESCONDIDO, CA 92026-3618
Document Number	0000138958
Map Reference	MAP 12392
Instrument Date	Mar 10, 2020
Instrument	2020-0138958
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1892 CENTENNIAL WAY, ESCONDIDO, CA 92026-3618

Mortgage

Document Number	0000138959
Date	Mar 17, 2020
Instrument	2020-0138959

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2018
Property Address	1892 CENTENNIAL WAY, ESCONDIDO, CA 92026-3618
Document Number	0000140934
Instrument Date	Mar 21, 2018
Instrument	140934
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1892 CENTENNIAL WAY ESCONDIDO CA 920263618, ESCONDIDO, CA 92026-3618

Mortgage

Document Number	140935
Date	Apr 10, 2018
Instrument	140935

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1892 Centennial Way was $8,597, up 2.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$765,976 (+2%) Land $337,547 Building $428,429
2025	$8,597.00 (+2.08%)	$750,958 Land $330,929 Building $420,029
2024	$8,422.00 (+2.31%)
2023	$8,232.00 (+1.07%)	$721,800 Land $318,080 Building $403,720
2022	$8,145.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1892 Centennial Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1892 Centennial Way is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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