18915 E Memorial Rd, Luther, OK 73054 Property Records

Oklahoma County property record for 18915 E Memorial Rd, Luther, OK 73054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 640 sqft · built 2015
Lot Size	2.74 acres (119,354 sqft)
Owner	2 Owner Names on File
Last Sale	$16,500 (May 2014)
Tax Bill	$337 (2025)
Deeds & Mortgages	May 2021 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-086-1250`

Property Details

APN / Parcel Number

Primary APN	`12-086-1250`
Alternative APNs	`3034-12-086-1250` `R120861250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	640 sqft Living Area

Exterior

Year Built	Built 2015
Exterior Material	Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Pier/Post & Beam
Roof Material	Rolled Roofing
Lot Area	119,354 sqft (2.74 acres)
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R120861250
Street Address	18915 E MEMORIAL RD
City	LUTHER
State	OK
Zip	73054-9575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE TREE TO LUTHER 000 026
Legal Range	01E
Legal Township	13N
Legal Section	09
Legal Quarter	SE
Legal Subdivision	STONE TREE TO LUTHER
Legal Lot Number	26
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHEAST
Census Block Group	1
Census Block	1011
Census Tract	109001

Owner

The current owner of 18915 E Memorial Rd bought it in May 2014.

Source: Oklahoma County records, as of January 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	18955 E MEMORIAL RD, LUTHER, OK 73054-9575
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Line of Credit BANCFIRST
Mar 18, 2019	Deed of Trust, Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2014 · Amount on File
Deed Sale	May 23, 2014 · Amount on File
Deed Document Number	20140523010657560
Deed Book / Page	12540 / 0664
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	18915 E MEMORIAL RD, LUTHER, OK 73054-9575
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001080258
Date	May 5, 2021
Book Page	14732/1424
Instrument	2021050501080258

Lender

Name	BANCFIRST
Type	Bank
Address	ELLIJAY, GA 30540

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	18915 E MEMORIAL RD, LUTHER, OK 73054-9575
Document Number	0139861254
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18955 E MEMORIAL RD LUTHER OK 730549575, LUTHER, OK 73054-9575

Mortgage

Document Number	0139861254
Date	Apr 2, 2019
Book Page	013986/001254
Instrument	10422980

Lender

Name	BANCFIRST
Type	Bank
Address	HARRAH, OK 73045

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 18915 E Memorial Rd was $337.

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Unified School District	Luther Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$337.00	$3,554 Land $1,060 Building $2,494	$55,335 Land $16,500 Building $38,835
2023	$293.00	$3,223 Land $1,098 Building $2,125	$48,448 Land $16,500 Building $31,948

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18915 E Memorial Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989–1993)
Most Recent Claim	Mar 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18915 E Memorial Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUTHER serves 650 people · EPA ID OK2005503
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20

May also be available: Airosurf Communications, Verizon.

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