Washington County property record for 18914 Dover Dr, Hagerstown, MD 21742
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 2,127 sqft · built 1990 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $359,900 (Sep 2023) |
| Tax Bill | $3,168 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 27-025838 |
| Primary APN | 27-025838 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,127 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,407 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 378 sqft |
| Patio Area | 238 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 025838 |
|---|---|
| Street Address | 18914 DOVER DR |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21742-2479 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RU |
| Legal Description | LOT 14 SEC 2 0.19 18914 DOVER DR ARBORGATE |
| Legal Subdivision | ARBORGATE |
| Legal Lot Number | 14 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 27, FOUNTAIN HEAD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10300 |
Source: Washington County assessment roll, APN 27-025838, as of August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18914 DOVER DR, HAGERSTOWN, MD 21742-2479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CNB BANK INC |
| Sep 27, 2023 | Deed, Transfer · Conventional Mortgage CNB BANK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on Record |
| Deed Sale | Sep 27, 2023 · Amount on Record |
| Prior Sale | Dec 28, 1989 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 18914 DOVER DR, HAGERSTOWN, MD 21742-2479 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18914 DOVER DR, HAGERSTOWN, MD 21742-2479 |
| Document Number | 0073570357 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 7357/357 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Address | BERKELEY SPRINGS, WV 25411 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2030 |
| Min Rate At Change | 6.99% |
| Max Rate At Change | 8.74% |
| Index | Other |
| Max Rate | 11.9% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Sep 27, 2023 |
| Property Address | 18914 DOVER DR, HAGERSTOWN, MD 21742-2479 |
| Document Number | 0073270001 |
| Book / Page | 7327 / 1 |
| Map Reference | FO 3941 |
| Instrument Date | Sep 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | OLDE STONE TITLE, OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,799.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18914 DOVER DR, HAGERSTOWN, MD 21742-2479 |
| Document Number | 0073270007 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 7327-0007 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Oct 01, 2024 |
Source: Washington County assessment roll as of August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,967 (+7.86%) | $354,000 (-) Land $75,000 Building $279,000 | |
| 2025 | $3,168.00 (+10.61%) | $305,933 (+11.06%) | $354,000 (+25.58%) Land $75,000 Building $279,000 |
| 2023 | $2,864.00 | $275,467 | $281,900 Land $75,000 Building $206,900 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), as of August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430103002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 10 (1979–2023) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 2023 · other causes |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 329 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Schurz Communications Fiber · Cable | 2,300 / 2,300 |
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CTI Networks Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MD0210010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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