1891 Smith St, Merrick, NY 11566 Property Records

Nassau County and Hempstead Town property record for 1891 Smith St, Merrick, NY 11566

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,682 sqft · built 1921
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$446,500 (Dec 2013)
Tax Bill$15,299 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN55-502-00-0598

Property Details

APN / Parcel Number

Primary APN55-502-00-0598
Alternative APNs
  • 2089-55-502-00-0598-0
  • 55502000598000000000
  • 282089 55.-502-598
  • 55502 05980

Interior

Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,682 sqft Living Area
Gross Area2,084 sqft
1st Floor Area640 sqft
Basement Area402 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleOld Style
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof MaterialWood Shingle
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions132 ft deep x 50 ft wide

Exterior Amenities

PorchOpen Frame Porch
Porch Area200 sqft
Deck Area400 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number55502 05980
Street Address1891 SMITH ST
CityMERRICK
StateNY
Zip11566-3545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description598-599
Legal Block502
Legal Lot Number598-5
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group3
Census Block3000
Census Tract415000

Owner

1891 Smith St is owned and occupied by two individuals who bought it in December 2013.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address1891 SMITH ST, MERRICK, NY 11566-3545
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK
Sep 17, 2020Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
CITIBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2013 · Amount on File
Deed SaleDec 30, 2013 · Amount on File
Prior SaleSep 26, 2001 · Amount on File
Deed Document Number20132390
Deed Book / Page13031 / 606
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address1891 SMITH ST, MERRICK, NY 11566-3545
Document Number0445910237
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1891 SMITH ST MERRICK NY 115663545, MERRICK, NY 11566-3545

Mortgage

Document Number0445910237
DateSep 30, 2020
Book Page044591/000237
Instrument90848
Lender
NameCITIBANK
TypeBank
AddressO FALLON, MO 63368-2240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueSep 29, 2045

September 2020: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionNASSAU NY
Property Address1891 SMITH ST, MERRICK, NY 11566-3545
Document Number0445910256
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedMay 31, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1891 SMITH ST MERRICK NY 115663545, MERRICK, NY 11566-3545

Mortgage

Document Number0445910256
DateSep 30, 2020
Book Page044591/000256
Instrument90849
Lender
NameCITIBANK
TypeBank
AddressO FALLON, MO 63368-2240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueSep 29, 2045
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1891 Smith St was $15,299.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Secondary School DistrictBellmore-Merrick Central High School District (07 - 12)
Elementary School DistrictMerrick Union Free School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$501 Land $199 Building $302$501,000
2025$15,299.00
2023$15,290.00 Additional exemption filed$571 Land $232 Building $339$571,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1891 Smith St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1891 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - MERRICK
private · serves 135,000 people · EPA ID NY2902840
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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