Ogle County property record for 1891 E Water Rd, Byron, IL 61010 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,712 sqft · built 1992 |
| Lot Size | 1.62 acres (70,873 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Jul 2017) |
| Tax Bill | $8,035 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-23-229-011 |
| Primary APN | 04-23-229-011 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,712 sqft Living Area |
| Basement Area | 1,712 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 70,873 sqft (1.62 acres) |
| Street Address | 1891 E WATER RD |
|---|---|
| City | BYRON |
| State | IL |
| Zip | 61010-9608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RNG/BLK: 10 TWP:25 SECT/LOT:23 LOT 8 WOODGATE SUB |
| Legal Range | 10 |
| Legal Township | 25 |
| Legal Section | 23 |
| Legal Subdivision | WOODGATE SUB |
| Legal Block | 10 |
| Legal Lot Number | 8,23 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | BYRON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 960700 |
Source: Ogle County records · APN 04-23-229-011
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1891 E WATER RD, BYRON, IL 61010-9608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK |
| Jul 07, 2017 | Deed, Transfer · Conventional Mortgage BYRON BANK |
| May 31, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage BYRON BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2017 · Amount on Record |
| Deed Sale | Jul 07, 2017 · Amount on Record |
| Deed Document Number | 20173899 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 1891 E WATER RD, BYRON, IL 61010-9608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007057 |
|---|---|
| Date | Dec 06, 2017 |
| Instrument | 201707057 |
| Name | BYRON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Dec 01, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 1891 E WATER RD, BYRON, IL 61010-9608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007949 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 202007949 |
| Name | BYRON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Jul 07, 2017 |
| Property Address | 1891 E WATER RD, BYRON, IL 61010-9608 |
| Document Number | 0000003899 |
| Map Reference | PG75 DOC546738 |
| Instrument Date | Jul 05, 2017 |
| Instrument | 201703899 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1891 E WATER RD, BYRON, IL 61010-9608 |
| Document Number | 0000003900 |
|---|---|
| Date | Jul 07, 2017 |
| Instrument | 201703900 |
| Name | BYRON BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | May 31, 2017 |
| Property Address | 1891 E WATER RD, BYRON, IL 61010-9608 |
| Instrument Date | May 26, 2017 |
| Instrument | 2964 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1670 WARRENTON CT #10 BYRON IL 610108001, 10, BYRON, IL 61010-8001 |
| Document Number | 0000002964 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 2964 |
| Name | BYRON BK |
|---|---|
| Type | Bank |
| Address | BYRON, IL 61010 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 30, 2018 |
| Rate | 4.75% |
|---|
Source: Ogle County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Ogle County |
| County Subdivision | Byron Township |
| Unified School District | Byron Community Unit School District 226 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,035.00 (+26.8%) | $116,276 (+19.28%) Land $21,544 Building $94,732 | $348,828 (+19.28%) Land $64,632 Building $284,196 |
| 2023 | $97,482 Land $17,112 Building $80,370 | $292,446 Land $51,336 Building $241,110 | |
| 2022 | $6,337.00 |
Source: FEMA National Flood Hazard Layer, Ogle County (17141C), updated December 30, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171419607002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force 9 of 10 on primary residences |
| Nearby Flood Claims | 40 (1994–2017) |
| Claims Outside the SFHA | 4 of 40 |
| Most Recent Claim | Jan 2017, other causes |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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