1891 Clack Rd, Madison, GA 30650 Property Records

Morgan County property record for 1891 Clack Rd, Madison, GA 30650

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,733 sqft · built 2005
Lot Size	5.82 acres (253,519 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,471 (2025)
Deeds & Mortgages	Mar 2017 Second Mortgage Feb 2018 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038 039`

Property Details

APN / Parcel Number

Primary APN	`038 039`
Alternative APN	`10276`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,733 sqft Heated Area
1st Floor Area	2,395 sqft
Basement Area	120 sqft
Finished Basement	120 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	253,519 sqft (5.82 acres)
Terrain	Rolling
Garage Area	676 sqft

Exterior Amenities

Pool Area	723 sqft
Porch	Open Porch
Porch Area	352 sqft
Deck Area	538 sqft
Patio Area	887 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10276
Street Address	1891 CLACK RD
City	MADISON
State	GA
Zip	30650-4814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACT 2
Legal Subdivision	RURAL LOT 3 - 6 ACRES
Legal Tract	2
Jurisdiction	MORGAN GA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1108
Census Tract	10301

Owner

1891 Clack Rd is owned and occupied by two individuals who acquired it in January 2016.

Source: Morgan County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1891 CLACK RD, MADISON, GA 30650-4814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DALTA COMMUNITY CU
Feb 8, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DELTA COMMUNITY CU
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2016
Deed Sale	Jan 30, 2016
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1891 CLACK RD, MADISON, GA 30650-4814
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000587/385
Date	Mar 2, 2017
Book Page	587/385
Instrument	000699

Lender

Name	DALTA COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2032

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1891 CLACK RD, MADISON, GA 30650-4814
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00602/1089
Date	Feb 8, 2018
Book Page	602/1089
Instrument	000407

Lender

Name	DELTA COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2033

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1891 CLACK RD, MADISON, GA 30650-4814
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1891 CLACK RD, MADISON, GA 30650-4814

Mortgage

Document Number	0000000669/0000000847
Date	Apr 20, 2021
Book Page	0000000669/0000000847

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1891 Clack Rd was $4,471 with a homeowner's exemption.

Source: Morgan County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,471.00 Homeowner's exemption	$243,496 Land $47,957 Building $195,539	$608,740 Land $119,892 Building $488,848
2023	$4,280.00 (+3.63%) Homeowner's exemption	$184,139 (+9.04%) Land $38,366 Building $145,773	$460,346 (+9.04%) Land $95,914 Building $364,432
2022	$4,130.00 Homeowner's exemption	$168,871 Land $28,774 Building $140,097	$422,178 Land $71,935 Building $350,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1891 Clack Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1891 Clack Rd is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCONEE HEIGHTS SUBDIVISION private · serves 97 people · EPA ID GA1330014
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clack Rd

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