Montgomery County property record for 18909 Snow Fields Cir, Germantown, MD 20874
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,544 sqft · built 1987 |
| Lot Size | 0.029 acres (1,260 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,000 (Apr 2014) |
| Tax Bill | $3,738 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02669956 |
| Primary APN | 09-02669956 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 1,784 sqft |
| 1st Floor Area | 632 sqft |
| Basement Area | 336 sqft |
| Finished Basement | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,260 sqft (0.029 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02669956 |
|---|---|
| Street Address | 18909 SNOW FIELDS CIR |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-1917 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD9 |
| Legal Description | GUNNERS LAKE VILLAGE |
| Legal Subdivision | GUNNERS LAKE VILLAGE |
| Legal Block | E |
| Legal Lot Number | 130 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 700819 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18909 SNOW FIELDS CIR, GERMANTOWN, MD 20874-1917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AURORA FINANCIAL LLC |
| Apr 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2014 · Amount on Record |
| Deed Sale | Apr 7, 2014 · Amount on Record |
| Prior Sale | May 30, 2012 · Amount on Record |
| Deed Book / Page | 48495 / 122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18909 SNOW FIELDS CIR, GERMANTOWN, MD 20874-1917 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | GLOBAL TITLE SERVICES LLC, GLOBAL TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0632230085 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 63223/85 |
| Name | AURORA FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18909 SNOW FIELDS CIR, GERMANTOWN, MD 20874-1917 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BETHESDA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0558620266 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 55862/266 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,500 (+6.77%) Land $120,000 Building $250,500 | $370,500 (-) Land $120,000 Building $250,500 | |
| 2025 | $3,738.00 (+30.61%) | $347,000 (+15.67%) | $370,500 (+23.5%) Land $120,000 Building $250,500 |
| 2023 | $300,000 Land $120,000 Building $180,000 | $300,000 Land $120,000 Building $180,000 | |
| 2022 | $2,862.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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