Mecklenburg County property record for 18909 Coveside Ln, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,309 sqft · built 1994 |
| Lot Size | 0.403 acres (17,565 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,300,000 (Dec 2018) |
| Tax Bill | $15,868 (2023) |
| Deeds & Mortgages | Jul 2019 Mortgage Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-621-19 |
| Primary APN | 001-621-19 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,309 sqft Heated Area |
| Gross Area | 3,948 sqft |
| 1st Floor Area | 2,141 sqft |
| Upper Floors Area | 1,168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Wood |
| Lot Area | 17,565 sqft (0.403 acres) |
| Garage Area | 590 sqft |
| Porch | Porch |
| Porch Area | 49 sqft |
| Patio Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-621-19 |
|---|---|
| Street Address | 18909 COVESIDE LN |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-5252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L195 M25-838 |
| Legal Subdivision | PENINSULA |
| Legal Lot Number | 195 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 6219 |
Source: Mecklenburg County records · APN 001-621-19
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 18909 COVESIDE LN, CORNELIUS, NC 28031-5252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Dec 07, 2018 | Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK |
| Sep 18, 2018 | Trustee's Deed, Construction Loan · Line of Credit MIDFIRST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 07, 2018 · Amount on Record |
| Deed Sale | Dec 07, 2018 · Amount on Record |
| Prior Sale | Mar 15, 2013 · Amount on Record |
| Deed Document Number | 0033157947 |
| Deed Book / Page | 33157 / 947 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18909 COVESIDE LN, CORNELIUS, NC 28031-5252 |
| Document Number | 0000099650 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18909 COVESIDE LN CORNELIUS NC 280315252, CORNELIUS, NC 28031-5252 |
| Document Number | 0000099650 |
|---|---|
| Date | Aug 02, 2019 |
| Book Page | 033728/000063 |
| Instrument | 99650 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 07, 2018 |
| Property Address | 18909 COVESIDE LN, CORNELIUS, NC 28031-5252 |
| Document Number | 0000151755 |
| Book / Page | 33157 / 947 |
| Map Reference | MB25 PG838 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 2018151755 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 708 ORCHID AVE, 708, CORONA DEL MAR, CA 92625-2427 |
| Name | Verified Name |
|---|---|
| Address | 18909 COVESIDE LN, CORNELIUS, NC 28031-5252 |
| Document Number | 0000151756 |
|---|---|
| Date | Dec 07, 2018 |
| Instrument | 2018151756 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 18, 2018 |
| Property Address | 18909 COVESIDE LN, CORNELIUS, NC 28031-5252 |
| Book / Page | 032982 / 000829 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 118120 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 08, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18909 COVESIDE LN CORNELIUS NC 280315252, CORNELIUS, NC 28031-5252 |
| Document Number | 0000118120 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 032982/000829 |
| Instrument | 118120 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 17, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 148 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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