18909 Chaville Rd, Lutz, FL 33558 Property Records

Hillsborough County property record for 18909 Chaville Rd, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,404 sqft · built 2001
Lot Size	0.278 acres (12,106 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,043 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012929-5766`

Property Details

APN / Parcel Number

Primary APN	`012929-5766`
Alternative APN	`U0727185F4000004001080`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,404 sqft Living Area
Gross Area	4,308 sqft
1st Floor Area	2,879 sqft
Upper Floors Area	525 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,106 sqft (0.278 acres)
Lot Dimensions	154 ft deep x 83.4 ft wide
Garage Type	Attached
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	364 sqft
Porch	Open Porch
Porch Area	305 sqft
Deck Area	Deck Area
Patio Area	646 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0129295766
Street Address	18909 CHAVILLE RD
City	LUTZ
State	FL
Zip	33558-2871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	CHEVAL WEST VILLAGE 4 PHASE 3 LOT 108 BLOCK 4
Legal Range	18E
Legal Township	27S
Legal Section	07
Legal Subdivision	CHEVAL WEST VILLAGE 4 PHASE 3
Legal Phase	3
Legal Tract	5F4
Legal Block	4
Legal Lot Number	108
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	1
Census Block	1001
Census Tract	11509

Owner

18909 Chaville Rd is owned and occupied by two individuals.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18909 CHAVILLE RD, LUTZ, FL 33558-2871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	18909 CHAVILLE RD, LUTZ, FL 33558-2871
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18909 CHAVILLE RD, LUTZ, FL 33558-2871

Mortgage

Document Number	2021544853
Date	Oct 27, 2021
Instrument	2021544853

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 18909 Chaville Rd was $9,043 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,634 (+2.7%)	$763,305 (-6.17%) Land $210,274 Building $553,031
2025	$9,043.00 Homeowner's exemption	$386,206	$813,490 Land $210,274 Building $603,216
2023	$8,174.00 (+4.37%) Homeowner's exemption	$364,390 (+3%)	$689,160 (+4.13%) Land $183,142 Building $506,018
2022	$7,832.00 Homeowner's exemption	$353,777	$661,852 Land $162,793 Building $499,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18909 Chaville Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2003–2019)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Tropical Storm Debby, Jul 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18909 Chaville Rd is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20