Cook County property record for 18908 Harding Ave, Flossmoor, IL 60422
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,010 sqft · built 1956 |
| Lot Size | 0.122 acres (5,320 sqft) |
| Owner | Company Name on File |
| Last Sale | $173,500 (Jul 2023) |
| Tax Bill | $2,977 (2023) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-02-309-023 |
| Primary APN | 31-02-309-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,010 sqft Living Area |
| 1st Floor Area | 1,010 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,320 sqft (0.122 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 18908 HARDING AVE |
|---|---|
| City | FLOSSMOOR |
| State | IL |
| Zip | 60422-1056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (FLOSSMOOR)(HIGHLANDS) SUB OF PT WH SW SEC 02-35-13 |
| Legal Range | 13E |
| Legal Township | 35N |
| Legal Section | 02 |
| Legal Subdivision | FLOSSMOOR HIGHLANDS |
| Legal Block | 8 |
| Legal Lot Number | 34 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RICH |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 829902 |
18908 Harding Ave is owned by a company that bought it in July 2023.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1214 GEORGETOWN WAY, VERNON HILLS, IL 60061-4122 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 18, 2023 | Warranty Deed, Transfer · Commercial Mortgage COMMERCIAL LENDER LLC |
| Feb 2, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage MUTUAL FEDERAL BANK |
| Feb 21, 2018 | Deed of Trust, Mortgage · Line of Credit BYLINE BK |
| Aug 1, 2017 | Quit Claim Deed, Construction Loan · Construction Mortgage PORTENT PROPERTIES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on File |
| Deed Sale | Jul 18, 2023 · Amount on File |
| Prior Sale | Feb 2, 2022 |
| Deed Document Number | 20238199 |
| Prior Transfer Date | Jan 28, 2022 |
| Prior Transfer Doc | 0000318337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 18, 2023 |
| Property Address | 18908 HARDING AVE, FLOSSMOOR, IL 60422-1056 |
| Document Number | 0019908199 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2319908199 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Title Company | ALTIMA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18908 HARDING AVE, FLOSSMOOR, IL 60422-1056 |
| Name | Verified Name |
|---|---|
| Address | 1214 GEORGETOWN WAY, VERNON HILLS, IL 60061-4122 |
| Document Number | 0019908200 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2319908200 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 2, 2022 |
| Property Address | 18908 HARDING AVE, FLOSSMOOR, IL 60422-1056 |
| Document Number | 0003318337 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2203318337 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 790 ROYAL ST, NAPERVILLE, IL 60563 |
| Document Number | 0003318338 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2203318338 |
| Name | MUTUAL FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 18908 HARDING AVE, FLOSSMOOR, IL 60422-1056 |
| Document Number | 1806149119 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2018 |
| Title Company | FREEDOM TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1046 GLEN EAGLE DR AURORA IL 605024474, AURORA, IL 60502-4474 |
| Document Number | 1806149119 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 6149119 |
| Name | BYLINE BK |
|---|---|
| Address | BROOKFIELD, WI 53005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 1, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 1, 2017 |
| Property Address | 18908 HARDING AVE, FLOSSMOOR, IL 60422-1056 |
| Document Number | 1721355004 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 21355004 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 17, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1046 GLEN EAGLE DR AURORA IL 605024474, AURORA, IL 60502-4474 |
| Document Number | 1721355005 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 21355005 |
| Name | PORTENT PROPERTIES LLC |
|---|---|
| Address | 790 ROYAL SAINT GEORGE DR # 141-13, NAPERVILLE, IL 60563-8955 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 31, 2018 |
| Rate | 4% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Rich Township |
| Municipality | Flossmoor Village |
| Elementary School District | Flossmoor School District 161 (PK - 08) |
| Secondary School District | Homewood-Flossmoor Community High School District 233 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,995 Land $1,995 Building $5,000 | $69,950 Land $19,950 Building $50,000 | |
| 2023 | $2,977.00 (-3.38%) | ||
| 2022 | $3,081.00 (-0.16%) | $5,729 (-) Land $1,729 Building $4,000 | $57,290 (-) Land $17,290 Building $40,000 |
| 2021 | $3,086.00 | $5,729 Land $1,729 Building $4,000 | $57,290 Land $17,290 Building $40,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 18908 Harding Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18908 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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