18908 E 10th Ln, Spokane Valley (Greenacres), WA 99016 Property Records

Spokane County property record for 18908 E 10th Ln, Spokane Valley, WA 99016

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,162 sqft · built 2005
Lot Size	0.445 acres (19,387 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Oct 2020)
Tax Bill	$7,532 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55203.1501`

Property Details

APN / Parcel Number

Primary APN	`55203.1501`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,162 sqft Living Area
Gross Area	4,114 sqft
1st Floor Area	1,043 sqft
2nd Floor Area	1,124 sqft
Basement Area	1,027 sqft
Finished Basement	995 sqft
Unfinished Basement	32 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,387 sqft (0.445 acres)
Garage Type	Attached
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	348 sqft
Deck Area	348 sqft
Patio Area	325 sqft
Shed	1 Shed
Shed Area	96 sqft
Canopy	673 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18908 E 10TH LN
City	SPOKANE VALLEY
State	WA
Zip	99016-7799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	MEADOWVIEW TERRACE LT 1
Legal Range	45E
Legal Township	25N
Legal Section	20
Legal Subdivision	MEADOWVIEW TERRACE
Legal Block	1
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4015
Census Tract	13102

Owner

18908 E 10th Ln is owned and occupied by two individuals who bought it in October 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18908 E 10TH LN, SPOKANE VALLEY, WA 99016-7799
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 17, 2017	Deed of Trust, Mortgage · Conventional with PMI BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	Dec 9, 2009 · Amount on File
Deed Document Number	20206985022
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 22, 2020
Property Address	18908 E 10TH LN, SPOKANE VALLEY, WA 99016-7799
Document Number	0006985022
Map Reference	VOL 29 PG 99&100
Instrument Date	Oct 20, 2020
Instrument	6985022
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,717.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18908 E 10TH LN, SPOKANE VALLEY, WA 99016-7799

Mortgage

Document Number	0006985023
Date	Oct 22, 2020
Instrument	6985023

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	18908 E 10TH LN, SPOKANE VALLEY, WA 99016-7799
Document Number	0006573137
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Feb 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18908 E 10TH LN SPOKANE VALLEY WA 990167799, SPOKANE VALLEY, WA 99016-7799

Mortgage

Document Number	0006573137
Date	Jan 23, 2017
Instrument	6573137

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 22, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 18908 E 10th Ln was $7,532, up 1.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,532.00 (+1.61%)	$664,000 Land $145,000 Building $519,000	$664,000 Land $145,000 Building $519,000
2025	$7,413.00
2024		$635,000 (+21.69%) Land $125,000 Building $510,000	$635,000 (+21.69%) Land $125,000 Building $510,000
2023	$6,230.00 (-1.74%)	$521,800 Land $84,000 Building $437,800	$521,800 Land $84,000 Building $437,800
2022	$6,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18908 E 10th Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18908 E 10th Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Red Spectrum Communications, T-Mobile, Verizon.

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