Mecklenburg County property record for 18906 Elm Row Ct, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,410 sqft · built 1994 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Jun 2019) |
| Tax Bill | $6,620 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-322-23 |
| Primary APN | 007-322-23 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,410 sqft Living Area |
| Gross Area | 3,954 sqft |
| 1st Floor Area | 2,000 sqft |
| Upper Floors Area | 1,410 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 396 sqft |
| Patio Area | 436 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 18906 ELM ROW CT |
|---|---|
| City | DAVIDSON |
| State | NC |
| Zip | 28036-8877 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | L12 B13 M23-772 |
| Legal Subdivision | RIVER RUN |
| Legal Block | 13 |
| Legal Lot Number | 12 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 6404 |
18906 Elm Row Ct is owned and occupied by two individuals who bought it in June 2019.
Source: Mecklenburg County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18906 ELM ROW CT, DAVIDSON, NC 28036-8877 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jun 14, 2019 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on File |
| Deed Sale | Jun 14, 2019 · Amount on File |
| Prior Sale | Jan 16, 2013 · Amount on File |
| Deed Document Number | 201973452 |
| Deed Book / Page | 33587 / 529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 10, 2026 |
| Property Address | 18906 ELM ROW CT, DAVIDSON, NC 28036-8877 |
| Document Number | 0000097892 |
| Book / Page | 40707 / 372 |
| Instrument Date | Aug 29, 2026 |
| Instrument | 202697892 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 18906 ELM ROW CT, DAVIDSON, NC 28036-8877 |
| Document Number | 0000097892, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 40707/372 |
| Instrument | 202697892 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 14, 2019 |
| Property Address | 18906 ELM ROW CT, DAVIDSON, NC 28036-8877 |
| Document Number | 0000073452 |
| Book / Page | 033587 / 000529 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 73452 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18906 ELM ROW CT DAVIDSON NC 280368877, DAVIDSON, NC 28036-8877 |
| Document Number | 73453 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 033587/000531 |
| Instrument | 73453 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 13, 2049 |
The 2025 property tax bill for 18906 Elm Row Ct was $6,620.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,620.00 | $865,400 Land $166,300 Building $699,100 | $865,400 Land $166,300 Building $699,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18906 Elm Row Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18906 Elm Row Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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