18906 Cove Pointe Dr, Cypress, TX 77433 Property Records

Harris County property record for 18906 Cove Pointe Dr, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,799 sqft · built 2011
Lot Size	0.146 acres (6,350 sqft)
Owner	2 Individual Names on File
Last Sale	$367,640 (Sep 2026)
Tax Bill	$9,503 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`130-623-001-0004`

Property Details

APN / Parcel Number

Primary APN	`130-623-001-0004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,799 sqft Living Area
1st Floor Area	1,767 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,350 sqft (0.146 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1306230010004
Street Address	18906 COVE POINTE DR
City	CYPRESS
State	TX
Zip	77433-3389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 1 COVE SEC 4
Legal Subdivision	COVE SEC 4
Legal Block	1
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1026
Census Tract	543004

Owner

18906 Cove Pointe Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18906 COVE POINTE DR, CYPRESS, TX 77433-3389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Jul 18, 2012 · Amount on File
Deed Document Number	2026369791
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 11, 2026
Property Address	18906 COVE POINTE DR, CYPRESS, TX 77433-3389
Document Number	0000369791
Instrument Date	Sep 11, 2026
Instrument	2026369791
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18906 COVE POINTE DR, CYPRESS, TX 77433-3389

Mortgage

Document Number	0000369792,
Date	Sep 11, 2026
Instrument	2026369792

Lender

Name	SIMPLE HM LNDG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 18906 Cove Pointe Dr was $9,503, up 260.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,583 (+4%) Land $89,016 Building $362,567	$451,583 (+4%) Land $89,016 Building $362,567
2025	$9,503.00 (+260.51%) Homeowner's exemption	$434,233 Land $89,016 Building $345,217	$434,233 Land $89,016 Building $345,217
2024	$2,636.00
2023		$473,700 Land $89,016 Building $384,684	$473,700 Land $89,016 Building $384,684
2022	$2,193.00
2020	$1,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18906 Cove Pointe Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 445 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	445 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18906 Cove Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 419 serves 7,389 people · EPA ID TX1013335
Water Source	Purchased groundwater from HARRIS COUNTY MUD 418
Last State Inspection	Sep 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20