18905 Clement Dr, Castro Valley, CA 94552 Property Records

Alameda County property record for 18905 Clement Dr, Castro Valley, CA 94552

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,292 sqft · built 1985
Lot Size	0.301 acres (13,110 sqft)
Owner	Trust Name on File
Last Sale	$1,027,000 (Aug 2016)
Tax Bill	$14,933 (2025)
Deeds & Mortgages	Apr 2021 Transfer Oct 2019 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`85A-6404-51-1`

Property Details

APN / Parcel Number

Primary APN	`85A-6404-51-1`
Alternative APN	`085A-6404-051-01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,292 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	13,110 sqft (0.301 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18905 CLEMENT DR
City	CASTRO VALLEY
State	CA
Zip	94552-5072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT: 00193 BLK: TR: 4468 ;LOT: 00232 BLK: TR: 4468
Legal Tract	4468
Legal Lot Number	232
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2005
Census Tract	430101

Owner

18905 Clement Dr is held in a trust since April 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	18905 CLEMENT DR, CASTRO VALLEY, CA 94552-5072
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Intrafamily Transfer, Transfer
Oct 29, 2019	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jul 23, 2019	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jul 23, 2018	Deed of Trust, Mortgage PATELCO FCU
Nov 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LNDG
Apr 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2016 · Amount on File
Deed Sale	Aug 25, 2016 · Amount on File
Prior Sale	Sep 26, 2012 · Amount on File
Deed Document Number	2016215146
Last Transfer Date	Apr 20, 2021
Transfer Doc	0000167210
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 29, 2021
Property Address	18905 CLEMENT DR, CASTRO VALLEY, CA 94552-5072
Document Number	0000167210
Map Reference	MB 117 PG 1
Instrument Date	Apr 20, 2021
Instrument	2021167210
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1011 A ST, ANTIOCH, CA 94509-2323
Investor	Possibly a Property Investor

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18905 CLEMENT DR, CASTRO VALLEY, CA 94552-5072
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220303
Date	Oct 29, 2019
Instrument	2019220303

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Nov 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18905 CLEMENT DR, CASTRO VALLEY, CA 94552-5072
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140538
Date	Jul 23, 2019
Instrument	2019140538

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18905 CLEMENT DR, CASTRO VALLEY, CA 94552-5072
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187550
Date	Sep 19, 2019
Instrument	2019187550

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.93%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4.93%
Index	1-Year CMT
Max Rate	8.93%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18905 CLEMENT DR, CASTRO VALLEY, CA 94552-5072
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18905 CLEMENT DR, CASTRO VALLEY, CA 94552-5072

Mortgage

Document Number	0000307022
Date	Nov 12, 2020
Instrument	2020307022

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 30, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Min Rate At Change	3%
Max Rate At Change	17%
Index	Other
Margin	3
Max Rate	17%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18905 CLEMENT DR, CASTRO VALLEY, CA 94552-5072
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18905 CLEMENT DR, CASTRO VALLEY, CA 94552-5072

Mortgage

Document Number	0000256914
Date	Oct 2, 2020
Instrument	2020256914

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18905 CLEMENT DR, CASTRO VALLEY, CA 94552-5072
Document Number	0000149870
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	CALIFORNIA LAND TITLE ASSOCIATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18905 CLEMENT DR CASTRO VALLEY CA 945525072, CASTRO VALLEY, CA 94552-5072

Mortgage

Document Number	0000149870
Date	Jul 31, 2018
Instrument	149870

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18905 CLEMENT DR, CASTRO VALLEY, CA 94552-5072
Document Number	0000245124
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18905 CLEMENT DR CASTRO VALLEY CA 945525072, CASTRO VALLEY, CA 94552-5072

Mortgage

Document Number	0000245124
Date	Nov 6, 2017
Instrument	245124

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 5, 2032

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18905 CLEMENT DR, CASTRO VALLEY, CA 94552-5072
Document Number	0000100395
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18905 CLEMENT DR CASTRO VALLEY CA 945525072, CASTRO VALLEY, CA 94552-5072

Mortgage

Document Number	0000100395
Date	May 5, 2017
Instrument	100395

Lender

Name	FREMONT BK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18905 Clement Dr was $14,933.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,215,731 (+2%) Land $364,719 Building $851,012
2025	$14,933.00	$1,191,894 Land $357,568 Building $834,326
2023	$14,395.00	$1,145,617 Land $343,685 Building $801,932	$1,321,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18905 Clement Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18905 Clement Dr is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Etheric Networks.

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