18904 E 16th Ter N, Independence, MO 64058 Property Records

Jackson County property record for 18904 E 16th Ter N, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 2016
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,219 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-240-21-09`

Property Details

APN / Parcel Number

Primary APN	`16-240-21-09`
Alternative APN	`1758938`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,214 sqft Living Area
Gross Area	2,359 sqft
1st Floor Area	572 sqft
Basement Area	1,144 sqft
Finished Basement	429 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1758938
Street Address	18904 E 16TH TER N
City	INDEPENDENCE
State	MO
Zip	64058-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM GROVE 6TH PLAT---LOT 179
Legal Subdivision	ELM GROVE 6TH PLAT
Legal Lot Number	179
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2005
Census Tract	15100

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18904 E 16TH TER N, INDEPENDENCE, MO 64058-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Oct 1, 2019	Warranty Deed, Transfer · Line of Credit 1ST MIDAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019
Deed Sale	Oct 1, 2019
Prior Sale	May 23, 2016
Deed Document Number	2019E0078907
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18904 E 16TH TER N, INDEPENDENCE, MO 64058-1006
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18904 E 16TH TER N, INDEPENDENCE, MO 64058-1006

Mortgage

Document Number	00E0113671
Date	Oct 14, 2021
Instrument	2021E0113671

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 1, 2019
Property Address	18904 E 16TH TER N, INDEPENDENCE, MO 64058-1006
Document Number	0000E78907
Instrument Date	Sep 7, 2019
Instrument	78907E
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ASSURED QUALITY TITLE COMPANY, ASSURED QUALITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18904 E 16 TH ST TER N INDEPENDENCE MO 64058, INDEPENDENCE, MO 64058

Mortgage

Document Number	E78908
Date	Oct 1, 2019
Instrument	78908E

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	INDEPENDENCE, MO 64055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,240 (+0.13%) Land $6,603 Building $40,637	$248,630 (+0.13%)
2024	$4,219.00 (+0.88%)
2023	$4,182.00	$47,179 Land $6,156 Building $41,023	$248,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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