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18902 Cathedral Dr, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 18902 Cathedral Dr, Gaithersburg, MD 20879 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,118 sqft · built 1989
Lot Size0.211 acres (9,184 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Jun 1998)
Tax Bill$6,030 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-02772176

Property Details

APN / Parcel Number

Primary APN09-02772176
Alternative APN
  • 02772176

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,118 sqft Living Area
Gross Area3,518 sqft
1st Floor Area1,232 sqft
Basement Area860 sqft
Finished Basement860 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleBi-Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,184 sqft (0.211 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area168 sqft
Deck Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02772176
Street Address18902 CATHEDRAL DR
CityGAITHERSBURG
StateMD
Zip20879-1785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFLOWER HILL
Legal SubdivisionFLOWER HILL
Legal BlockBB
Legal Lot Number19
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group2
Census Block2003
Census Tract700730

Owner

Source: Montgomery County records · APN 09-02772176

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18902 CATHEDRAL DR, GAITHERSBURG, MD 20879-1785
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Apr 09, 2020Deed of Trust, Mortgage
PENNYMAC
Nov 14, 2018Deed of Trust, Mortgage · VA Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 1998 · Amount on Record
Deed SaleJun 05, 1998 · Amount on Record
Deed Document Number1998118470
Deed Book / Page15915 / 304
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Recording DateApr 03, 2026
Property Address18902 CATHEDRAL DR, GAITHERSBURG, MD 20879-1785
Document Number7032000061
Book / Page70321 / 61
Instrument DateMar 25, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address18902 CATHEDRAL DR, GAITHERSBURG, MD 20879-1785

Mortgage

Document Number7032000061,
DateApr 03, 2026
Book Page70321/61
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueApr 01, 2066
Interest
Rate5.98%
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18902 CATHEDRAL DR, GAITHERSBURG, MD 20879-1785
Document Number0594780186
Instrument DateApr 09, 2020
Transaction TypeMortgage
Record UpdatedJun 04, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18902 CATHEDRAL DR GAITHERSBURG MD 208791785, GAITHERSBURG, MD 20879-1785

Mortgage

Document Number0594780186
DateMay 04, 2020
Book Page059478/000186
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
AmountAmount Recorded
Term360 Months
DueMay 03, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18902 CATHEDRAL DR, GAITHERSBURG, MD 20879-1785
Document Number0569230190
Instrument DateNov 14, 2018
Transaction TypeMortgage
Record UpdatedDec 13, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18902 CATHEDRAL DR GAITHERSBURG MD 208791785, GAITHERSBURG, MD 20879-1785

Mortgage

Document Number0569230190
DateNov 29, 2018
Book Page056923/000190
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 28, 2048

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$571,700 (+6.36%) Land $155,400 Building $416,300$571,700 (-) Land $155,400 Building $416,300
2025$6,030.00 (-3.38%)$537,500 (+14.58%)$571,700 (+21.87%) Land $155,400 Building $416,300
2024$6,241.00 (+31.89%)
2023$469,100 Land $155,400 Building $313,700$469,100 Land $155,400 Building $313,700
2022$4,732.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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