Suffolk County and Southold Town property record for 18900 Main Rd, Mattituck, NY 11952
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $394,000 (Jan 2004) |
| Tax Bill | $10,015 (2024) |
| Deeds & Mortgages | May 2018 Refinance Nov 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 115.-6-6 |
| Primary APN | 473889 115.-6-6 |
|---|---|
| Alternative APNs |
|
| Lot Area | 24,829 sqft (0.57 acres) |
|---|
| Account Number | 14 |
|---|---|
| Street Address | 18900 MAIN RD |
| City | MATTITUCK |
| State | NY |
| Zip | 11952-2435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | BOOK 12293 PAGE 945 BILL 014609 |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 170004 |
18900 Main Rd is owned and occupied by two individuals who bought it in January 2004.
Source: Suffolk County and Southold Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18900 MAIN RD, MATTITUCK, NY 11952-2435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Nov 14, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2004 · Amount on File |
| Deed Sale | Jan 7, 2004 · Amount on File |
| Prior Sale | Oct 5, 2000 · Amount on File |
| Deed Book / Page | 12293 / 945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 18900 MAIN RD, MATTITUCK, NY 11952-2435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229260764 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 22926/764 |
| Instrument | 18-0090604 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | Jun 1, 2031 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 18900 MAIN RD, MATTITUCK, NY 11952-2435 |
| Document Number | 0229260765 |
| Instrument Date | Nov 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 18900 MAIN RD MATTITUCK NY 119522435, MATTITUCK, NY 11952-2435 |
| Document Number | 0229260765 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 022926/000765 |
| Name | CITIZENS BK NA |
|---|---|
| Address | 1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 15, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,400 Land $900 Building $5,500 | $1,163,636 Land $163,636 Building $1,000,000 | |
| 2024 | $10,015.00 | ||
| 2023 | $6,400 Land $900 Building $5,500 | $11,228 Land $1,579 Building $9,649 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 18900 Main Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 102 policies |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 7 (1994–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18900 Main Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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