Cumberland County property record for 1890 Middle Rd, Eastover, NC 28312
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,740 sqft · built 1961 |
| Lot Size | 0.462 acres (20,160 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,086 (2026) |
| Deeds & Mortgages | Jul 2017 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0458-56-3966 |
| Primary APN | 0458-56-3966 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,740 sqft Heated Area |
| 1st Floor Area | 1,740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,160 sqft (0.462 acres) |
| Lot Dimensions | 112 ft deep x 210 ft wide |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 164 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 1890 MIDDLE RD |
|---|---|
| City | EASTOVER |
| State | NC |
| Zip | 28312-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A1 |
| Legal Description | LT 210 X 112 WILLIAMS LD IMP |
| Legal Subdivision | TOWN OF EASTOVER |
| Legal Block | 56 |
| Legal Lot Number | 3966 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | EASTOVER |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 2600 |
1890 Middle Rd, a rural home, is owned and occupied by an individual who acquired it in September 2015.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1890 MIDDLE RD, EASTOVER, NC 28312-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 3, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTH BANK |
| Mar 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 1, 2015 |
| Transfer Doc | 0097210725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 1890 MIDDLE RD, EASTOVER, NC 28312-9704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0101230745 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 10123/745 |
| Instrument | 20909 |
| Name | FIRST SOUTH BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 1890 MIDDLE RD, EASTOVER, NC 28312-9704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0100640054 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 10064/54 |
| Instrument | 10093 |
| Name | FIRST SOUTH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2032 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1890 Middle Rd was $2,086.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Eastover Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,086.00 | ||
| 2025 | $2,086.00 (+28.45%) | $156,449 (+15.57%) Land $16,000 Building $140,449 | $156,449 (+15.57%) Land $16,000 Building $140,449 |
| 2024 | $1,624.00 (+9.29%) | $135,367 (-) Land $9,500 Building $125,867 | $135,367 (-) Land $9,500 Building $125,867 |
| 2023 | $1,486.00 (+5.24%) | $135,367 Land $9,500 Building $125,867 | $135,367 Land $9,500 Building $125,867 |
| 2022 | $1,412.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1890 Middle Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 25 (1984–2020) |
| Claims Outside the SFHA | 19 of 25 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1890 Middle Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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