San Diego County property record for 1890 Laurel Rd, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,941 sqft · built 1975 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Dec 2009) |
| Tax Bill | $8,768 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-221-01-00 |
| Primary APN | 165-221-01-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,941 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 1652203100 |
|---|---|
| Street Address | 1890 LAUREL RD |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-6152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 42 DOC1879REC69 IN TR 001807 |
| Legal Subdivision | NORTH CARLSBAD |
| Legal Tract | 001807 |
| Legal Block | 3 |
| Legal Lot Number | 42 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 18504 |
Source: San Diego County assessment roll, APN 165-221-01-00, as of July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1890 LAUREL RD, OCEANSIDE, CA 92054-6152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEPLUS CORPORATION |
| Oct 31, 2017 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| May 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU |
| Dec 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU |
| Jun 17, 2020 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2009 · Amount on Record |
| Deed Sale | Dec 11, 2009 · Amount on Record |
| Prior Sale | Mar 30, 1999 · Amount on Record |
| Deed Document Number | 2009686444 |
| Last Transfer Date | Sep 14, 2014 |
| Transfer Doc | 0000407947 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1890 LAUREL RD, OCEANSIDE, CA 92054-6152 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2021 |
| Title Company | ETL |
| Name | Verified Name |
|---|---|
| Address | 1890 LAUREL RD, OCEANSIDE, CA 92054-6152 |
| Document Number | 0000240404 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-0240404 |
| Name | HOMEPLUS CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1890 LAUREL RD, OCEANSIDE, CA 92054-6152 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000505986 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017-0505986 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 31, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1890 LAUREL RD, OCEANSIDE, CA 92054-6152 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000179409 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 2019-0179409 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1890 LAUREL RD, OCEANSIDE, CA 92054-6152 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000609831 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 2019-0609831 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1890 LAUREL RD, OCEANSIDE, CA 92054-6152 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000313331 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020-0313331 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 30, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $793,056 (+2%) Land $526,650 Building $266,406 | |
| 2025 | $8,768.00 (+5.19%) | $777,507 (+4.04%) Land $516,324 Building $261,183 |
| 2023 | $8,335.00 (+1.53%) | $747,317 Land $496,275 Building $251,042 |
| 2022 | $8,209.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1978–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1998 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 449 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system 090605121, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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