1890 Lady Bug Ln, Placerville, CA 95667 Property Records

El Dorado County property record for 1890 Lady Bug Ln, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,600 sqft · built 1974
Lot Size	2.58 acres (112,820 sqft)
Owner	Individual Name on Record
Last Sale	$348,000 (Nov 2017)
Tax Bill	$4,092 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089-210-032-000`

Property Details

APN / Parcel Number

Primary APN	`089-210-032-000`
Alternative APN	`0892103210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Construction Type	Wood
Lot Area	112,820 sqft (2.58 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,600 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Old Parcel Number	0892103210
Street Address	1890 LADY BUG LN
City	PLACERVILLE
State	CA
Zip	95667-9613
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SEC 35 11 10
Legal Range	10
Legal Township	11
Legal Section	35
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	2
Census Block	2011
Census Tract	31000

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1890 LADY BUG LN, PLACERVILLE, CA 95667-9613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MTG
Nov 13, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Nov 13, 2017	Affidavit of Death, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Prior Sale	Nov 13, 2017
Deed Document Number	2017-0050769
Record Updated	Jun 7, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1890 LADY BUG LN, PLACERVILLE, CA 95667-9613
Document Number	0000015991
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1890 LADY BUG LN PLACERVILLE CA 956679613, PLACERVILLE, CA 95667-9613

Mortgage

Document Number	0000015991
Date	Apr 8, 2020
Instrument	15991

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 13, 2017
Property Address	1890 LADY BUG LN, PLACERVILLE, CA 95667-9613
Document Number	0000050769
Instrument Date	Nov 6, 2017
Instrument	2017-0050769
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1890 LADY BUG LN, PLACERVILLE, CA 95667-9613

Mortgage

Document Number	0000050770
Date	Nov 13, 2017
Instrument	2017-0050770

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

November 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	EL DORADO CA
Recording Date	Nov 13, 2017
Property Address	1890 LADY BUG LN, PLACERVILLE, CA 95667-9613
Document Number	0000050767
Instrument Date	Oct 18, 2017
Instrument	50767
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1890 LADY BUG LN PLACERVILLE CA 956679613, PLACERVILLE, CA 95667-9613

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,092.00 (+4.15%) Homeowner's exemption	$395,960 (+4.04%) Land $136,537 Building $259,423
2023	$3,929.00 (+1.5%) Homeowner's exemption	$380,586 Land $131,236 Building $249,350
2022	$3,871.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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