1890 Big Buck Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1890 Big Buck Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,571 sqft · built 2006
Lot Size	0.267 acres (11,674 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Aug 2017)
Tax Bill	$2,921 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136025`

Property Details

APN / Parcel Number

Primary APN	`136025`
Alternative APN	`262630056300010330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,571 sqft Heated Area
Gross Area	2,305 sqft
1st Floor Area	1,571 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,674 sqft (0.267 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	136025
Street Address	1890 BIG BUCK DR
City	SAINT CLOUD
State	FL
Zip	34772-8217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOE RUN AT DEER CREEK PB 17 PGS 165-171 LOT 33
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	DOE RUN AT DEER CREEK
Legal Tract	563
Legal Block	1
Legal Lot Number	33
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43207

Owner

1890 Big Buck Dr is owned and occupied by an individual who bought it in August 2017.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1890 BIG BUCK DR, SAINT CLOUD, FL 34772-8217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Aug 17, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2017 · Amount on File
Deed Sale	Aug 17, 2017 · Amount on File
Prior Sale	Nov 3, 2015 · Amount on File
Deed Document Number	2017119311
Deed Book / Page	5196 / 0004
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1890 BIG BUCK DR, SAINT CLOUD, FL 34772-8217
Document Number	0057571704
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1890 BIG BUCK DR ST CLOUD FL 347728217, ST CLOUD, FL 34772-8217

Mortgage

Document Number	0057571704
Date	Jul 20, 2020
Book Page	005757/001704
Instrument	94069

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 17, 2017
Property Address	1890 BIG BUCK DR, SAINT CLOUD, FL 34772-8217
Document Number	0051960004
Book / Page	5196 / 0004
Map Reference	MB17 PG165-171
Instrument Date	Aug 15, 2017
Instrument	2017119311
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1890 BIG BUCK DR, 1890, SAINT CLOUD, FL 34772-8217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1890 BIG BUCK DR, SAINT CLOUD, FL 34772-8217

Mortgage

Document Number	0051960005
Date	Aug 17, 2017
Instrument	5196/0005

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1890 Big Buck Dr was $2,921 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,921.00 Homeowner's exemption	$206,096	$299,900 Land $70,000 Building $229,900
2023	$2,743.00 (+3.78%) Homeowner's exemption	$194,455 (+3%)	$290,500 (+30.62%) Land $60,000 Building $230,500
2022	$2,643.00 Homeowner's exemption	$188,792	$222,400 Land $55,000 Building $167,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1890 Big Buck Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1890 Big Buck Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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