189 Windley Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 189 Windley Dr, Saint Augustine, FL 32092 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2020
Square Footage2,987 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$775,000 (2022)
Tax Bill$10,080.00 (2025)

Property Details

APN / Parcel Number

Primary APN010013-1700

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures15 Plumbing Fixtures
Building Area2,987 sqft Living Area
Gross Area3,936 sqft Gross Area
1st Floor1,776 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area649 sqft Garage
Patio Area240 sqft Patio
Porch Area300 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address189 WINDLEY DR
CitySAINT AUGUSTINE
StateFL
Zip32092-0044
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description92/62-68 SHEARWATER PHASE 2A-2 LOT 170 OR5637/1231
Legal Range27E
Legal Township05S
Legal Section26
Legal SubdivisionSHEARWATER PHASE 2A-2
Legal Phase2A
Legal Block1
Legal Lot Number170
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2000
Census Tract20907

Owner

Source: St. Johns County records · APN 010013-1700

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1074 BRANDY SPRINGS CT, FOREST, VA 24551-2962
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Sep 21, 2022Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Sep 18, 2020Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2022 · Amount on Record
Deed SaleSep 21, 2022 · Amount on Record
Prior SaleSep 18, 2020 · Amount on Record
Deed Doc Number202290087
Deed Book / Page5637 / 1231
Record RefreshedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address189 WINDLEY DR, SAINT AUGUSTINE, FL 32092-0044
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 WINDLEY DR, SAINT AUGUSTINE, FL 32092-0044

Mortgage

Document Number0056711891
DateNov 30, 2022
Book Page5671/1891
Instrument2022108436
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term351 Months
DueFeb 01, 2052

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 21, 2022
Property Address189 WINDLEY DR, SAINT AUGUSTINE, FL 32092-0044
Document Number0056371231
Book / Page5637 / 1231
Map ReferenceMB 92 PG 62-68
Instrument DateSep 15, 2022
Instrument2022090087
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyUS PATRIOT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,425.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address189 WINDLEY DR, SAINT AUGUSTINE, FL 32092-0044

Transferred To (Grantee/Buyer)

NameVerified Name
Address1074 BRANDY SPRINGS CT, FOREST, VA 24551-2962

Mortgage

Document Number0056371233
DateSep 21, 2022
Instrument5637/1233
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 18, 2020
Property Address189 WINDLEY DR, SAINT AUGUSTINE, FL 32092-0044
Document Number0050460911
Book / Page5046 / 911
Map ReferenceMB 92 PG 62-68
Instrument DateSep 14, 2020
Instrument2020080371
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyTOWN SQUARE TITLE LTD

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,378.90
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address680 CROSSWATER PKWY, 680, PONTE VEDRA, FL 32081-0768

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 WINDLEY DR, SAINT AUGUSTINE, FL 32092-0044

Mortgage

Document Number5046913
DateSep 18, 2020
Instrument5046/913
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$513,119 (-9.03%) Land $135,000 Building $378,119$513,119 (-9.03%) Land $135,000 Building $378,119
2025$10,080.00 (+5.76%) Homeowner's exemption$564,070 (-0.02%)$564,070 (-0.02%) Land $135,000 Building $429,070
2024$9,531.00 (+1.24%) Homeowner's exemption$564,156 (+2.1%)$564,156 (+2.1%) Land $135,000 Building $429,156
2023$9,414.00 (+30.1%) Homeowner's exemption$552,565 (+38.19%)$552,565 (+11.39%) Land $125,000 Building $427,565
2022$7,236.00 Homeowner's exemption$399,869$496,052 Land $112,000 Building $384,052

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,370 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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