Cherokee County property record for 189 Williams Rd, Gaffney, SC 29341 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2015 |
| Square Footage | 1,400 sqft Living Area |
| Lot Size | 77,537 sqft (1.78 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $818.00 (2025) |
| Primary APN | 028994-23-3 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,400 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Siding Exterior |
| Lot Area | 77,537 sqft (1.78 acres) |
| Porch | Porch |
| Old Parcel Number | 0420000072010 00316197 |
|---|---|
| Street Address | 189 WILLIAMS RD |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-4323 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WILLIAMS RD FM WOOD $148500 FM ANSEL TEAGUE $5 |
| Legal Subdivision | LAVENDER SMITH & ASSOC IN |
| Legal Block | 117 |
| Legal Lot Number | 10 |
| Jurisdiction | CHEROKEE SC |
| Minor Civil Division | GAFFNEY |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 970204 |
Source: Cherokee County records · APN 028994-23-3
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 189 WILLIAMS RD, GAFFNEY, SC 29341-4323 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| Jun 28, 2019 | Deed of Trust, Mortgage COASTAL FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2021 |
| Deed Sale | Oct 12, 2021 |
| Prior Sale | Dec 22, 2011 · Amount on Record |
| Deed Doc Number | 0000140582 |
| Deed Book / Page | 18 / 111 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 189 WILLIAMS RD, GAFFNEY, SC 29341-4323 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001662867 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 166/2867 |
| Instrument | 2023-6679 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 26, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 189 WILLIAMS RD, GAFFNEY, SC 29341-4323 |
| Document Number | 0001132219 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 189 WILLIAMS RD GAFFNEY SC 293414323, GAFFNEY, SC 29341-4323 |
| Document Number | 0001132219 |
|---|---|
| Date | Jul 01, 2019 |
| Book Page | 000113/002219 |
| Instrument | 3206 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 30, 2049 |
| Rate | 4% |
|---|
Source: Cherokee County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $818.00 (+17.7%) Homeowner's exemption | $6,090 (-) Land $720 Building $5,370 | $152,300 (-) Land $18,000 Building $134,300 |
| 2023 | $695.00 | $6,090 Land $720 Building $5,370 | $152,300 Land $18,000 Building $134,300 |
Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 40% of the US · above 21% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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