189 Whiteoak Rd E, Clifton, TN 38425 Property Records

Perry County property record for 189 Whiteoak Rd E, Clifton, TN 38425

Property Summary

Property Type	Single Family Home
Details	1 ba · 560 sqft · built 2023
Lot Size	7.98 acres (348,044 sqft)
Owner	Individual Name on Record
Last Sale	$24,500 (Jun 2020)
Tax Bill	$673 (2025)
Deeds & Mortgages	Aug 2023 Construction Loan Jan 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068122 02502`

Property Details

APN / Parcel Number

Primary APN	`068122 02502`
Alternative APN	`122 02502`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	560 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	348,044 sqft (7.98 acres)
Terrain	Rolling
Garage Type	Detached
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	189 WHITEOAK RD E
City	CLIFTON
State	TN
Zip	38425-4219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:01 MAP REF:122
Jurisdiction	PERRY TN
Township / Civil Division	1
Census Block Group	2
Census Block	2089
Census Tract	930202

Owner

Source: Perry County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	189 WHITEOAK RD E, CLIFTON, TN 38425-4219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK
Jan 25, 2022	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK
Jun 11, 2020	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2020 · Amount on Record
Deed Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	20000759
Deed Book / Page	D32 / 297
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY TN
Property Address	189 WHITEOAK RD E, CLIFTON, TN 38425-4219
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 WHITEOAK RD E, CLIFTON, TN 38425-4219

Mortgage

Document Number	000148/416
Date	Aug 24, 2023
Book Page	148/416
Instrument	23001558

Lender

Name	PEOPLES BANK
Type	Bank
Address	CLIFTON, TN 38425

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 23, 2024

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY TN
Property Address	189 WHITEOAK RD E, CLIFTON, TN 38425-4219
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 WHITEOAK RD E, CLIFTON, TN 38425-4219

Mortgage

Document Number	000140/999
Date	Jan 25, 2022
Book Page	140/999
Instrument	22000154

Lender

Name	PEOPLES BANK
Type	Bank
Address	CLIFTON, TN 38425

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	186 Months
Due	Jul 21, 2037

June 2020: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	PERRY TN
Recording Date	Jun 11, 2020
Property Address	189 WHITEOAK RD E, CLIFTON, TN 38425-4219
Document Number	000D32/297
Book / Page	D32 / 297
Instrument Date	Jun 8, 2020
Instrument	20000759
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Tax	$90.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 OAK DR, DRESDEN, TN 38225-1503

Tax Assessment & Valuation

Source: Perry County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Perry County
Unified School District	Perry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$673.00 (+318.01%)	$29,325 (+318.93%) Land $7,000 Building $22,325
2023		$7,000 (-) Land $7,000
2022	$161.00	$7,000 Land $7,000	$28,000 (-76.13%) Land $28,000
2021			$117,300 Land $28,000 Building $89,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (2019–2020)
Most Recent Claim	Feb 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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