Alleghany County property record for 189 Westview Dr, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1980 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,500 (Dec 2021) |
| Tax Bill | $406 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3071208045 |
| Primary APN | 3071208045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,344 sqft (0.49 acres) |
| Deck Area | 338 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 81564 |
|---|---|
| Street Address | 189 WESTVIEW DR |
| City | SPARTA |
| State | NC |
| Zip | 28675-8327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TOWN |
| Legal Description | 177-180 RIDGECREST |
| Legal Subdivision | RIDGECREST ESTATES |
| Legal Block | 114 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 950200 |
Source: Alleghany County records · APN 3071208045
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 WESTVIEW DR, SPARTA, NC 28675-8327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Dec 21, 2021 | Warranty Deed, Transfer · USDA Mortgage HOMESPIRE MORTGAGE CORP |
| Dec 17, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage SCOTT SMITH |
| May 12, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | Dec 17, 2020 · Amount on Record |
| Deed Document Number | 20213768 |
| Deed Book / Page | 425 / 1169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Jun 18, 2026 |
| Property Address | 189 WESTVIEW DR, SPARTA, NC 28675-8327 |
| Document Number | 0000003798 |
| Book / Page | 456 / 125 |
| Instrument Date | May 07, 2026 |
| Instrument | 20263798 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 189 WESTVIEW DR, SPARTA, NC 28675-8327 |
| Document Number | 0000003798, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 456/125 |
| Instrument | 20263798 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 07, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Dec 21, 2021 |
| Property Address | 189 WESTVIEW DR, SPARTA, NC 28675-8327 |
| Document Number | 00425/1169 |
| Book / Page | 425 / 1169 |
| Map Reference | MB 2 PG 1 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 3768 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 STUART ST, MARTINSVILLE, VA 24112-3022 |
| Document Number | 0000003769 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 3769 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Dec 17, 2020 |
| Property Address | 189 WESTVIEW DR, SPARTA, NC 28675-8327 |
| Document Number | 414/205 |
| Book / Page | 414 / 205 |
| Map Reference | MB 2 PG 1 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 3048 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $198.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 661, SPARTA, NC 28675-0661 |
| Name | Verified Name |
|---|---|
| Address | 910 MOUNT ZION CHURCH RD, THOMASVILLE, NC 27360-7280 |
| Document Number | 3049 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 3049 |
| Name | SCOTT SMITH |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jan 11, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | May 12, 2017 |
| Property Address | 189 WESTVIEW DR, SPARTA, NC 28675-8327 |
| Document Number | 385/0460 |
| Book / Page | 385 / 0460 |
| Map Reference | PL 2 PG 1 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 00869 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 189 WESTVIEW DR, 189, SPARTA, NC 28675-8327 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 661, SPARTA, NC 28675-0661 |
Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Municipality | Sparta Town |
| Unified School District | Alleghany County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,400 (-) Land $24,900 Building $73,500 | $98,400 (-) Land $24,900 Building $73,500 | |
| 2025 | $406.00 Disabled Person's exemption | $98,400 (-) Land $24,900 Building $73,500 | |
| 2023 | $98,400 Land $24,900 Building $73,500 | $98,400 (-) Land $24,900 Building $73,500 | |
| 2021 | $98,400 Land $24,900 Building $73,500 |
Source: FEMA National Flood Hazard Layer as of July 16, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 2,000 / 2,000 |
Based on FCC filings for 71 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF SPARTA serves 1,900 people |
|---|---|
| Water Source | Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 2.05 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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