Bergen County and Lodi Borough property record for 189 Westminster Pl, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 2,132 sqft · built 1972 |
| Lot Size | 0.096 acres (4,160 sqft) |
| Owner | Individual Name on File |
| Last Sale | $352,500 (May 2014) |
| Tax Bill | $13,006 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00004-0000-00036 |
| Primary APN | 31-00004-0000-00036 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,132 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Lot Area | 4,160 sqft (0.096 acres) |
| Lot Dimensions | 104 ft deep x 40 ft wide |
| Account Number | 009700 |
|---|---|
| Street Address | 189 WESTMINSTER PL |
| City | LODI |
| State | NJ |
| Zip | 07644-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 40X104 |
| Legal Subdivision | NEW YORK & NEW JERSEY REAL EST |
| Legal Block | 4 |
| Legal Lot Number | 36 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30201 |
189 Westminster Pl is owned and occupied by an individual who bought it in May 2014.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 189 WESTMINSTER PL, LODI, NJ 07644-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2014 · Amount on File |
| Deed Sale | May 15, 2014 · Amount on File |
| Prior Sale | Feb 20, 1996 · Amount on File |
| Deed Document Number | 201431465 |
| Deed Book / Page | 1670 / 2493 |
| Prior Transfer Date | Jan 31, 1996 |
| Prior Transfer Doc | 7855000060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 189 WESTMINSTER PL, LODI, NJ 07644-1011 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 189 WESTMINSTER PL, LODI, NJ 07644-1011 |
| Document Number | 0041670175 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 4167/175 |
| Instrument | 2021083259 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 290 Months |
| Due | Jul 1, 2045 |
The 2025 property tax bill for 189 Westminster Pl was $13,006, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,400 (-) Land $154,100 Building $213,300 | $367,400 (-) Land $154,100 Building $213,300 | |
| 2025 | $13,006.00 (+5.61%) | $367,400 Land $154,100 Building $213,300 | $367,400 Land $154,100 Building $213,300 |
| 2024 | $12,315.00 | ||
| 2023 | $367,400 Land $154,100 Building $213,300 | $367,400 Land $154,100 Building $213,300 | |
| 2022 | $11,991.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Westminster Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 189 Westminster Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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