189 W Merlin Ln, Clyde, OH 43410 Property Records

Sandusky County property record for 189 W Merlin Ln, Clyde, OH 43410

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,753 sqft · built 2002
Lot Size	0.217 acres (2,069 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Oct 2020)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Mar 2023 Transfer Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-50-00-2489-10`

Property Details

APN / Parcel Number

Primary APN	`32-50-00-2489-10`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,753 sqft Living Area
1st Floor Area	3,506 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	2,069 sqft (0.217 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	189 W MERLIN LN
City	CLYDE
State	OH
Zip	43410-1479
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	IL 2489 PT UNIT 189 VILLAS AT CAMELOT CONDOS
Legal Subdivision	VILLAS AT CAMELOT CONDOMINIUM
Legal Block	10
Legal Lot Number	2489
Jurisdiction	SANDUSKY OH
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3028
Census Tract	962000

Owner

Source: Sandusky County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	189 W MERLIN LN, CLYDE, OH 43410-1479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Intrafamily Transfer, Transfer
Oct 7, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF OHIO
Sep 25, 2017	Survivorship Deed, Transfer · Conventional Mortgage FIRELANDS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Sep 25, 2017 · Amount on File
Deed Document Number	20206435
Deed Book / Page	233 / 2078
Last Transfer Date	Mar 7, 2023
Transfer Doc	000275/787
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANDUSKY OH
Recording Date	Mar 7, 2023
Property Address	189 W MERLIN LN, CLYDE, OH 43410-1479
Document Number	000275/787
Book / Page	275 / 787
Map Reference	VOL 12 PG 2729
Instrument Date	Dec 6, 2021
Instrument	202300001183
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	189 W MERLIN LN, CLYDE, OH 43410-1479

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDUSKY OH
Recording Date	Oct 7, 2020
Property Address	189 W MERLIN LN, CLYDE, OH 43410-1479
Document Number	233/2078
Book / Page	233 / 2078
Map Reference	VOL 24 PG 77
Instrument Date	Oct 6, 2020
Instrument	202000006435
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$679.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	189 W MERLIN LN, CLYDE, OH 43410-1479

Mortgage

Document Number	202000006436
Date	Oct 7, 2020
Instrument	202000006436

Lender

Name	FIRST FEDERAL BANK OF OHIO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SANDUSKY OH
Recording Date	Sep 25, 2017
Property Address	189 W MERLIN LN, CLYDE, OH 43410-1479
Document Number	190/1805
Book / Page	190 / 1805
Instrument Date	Sep 21, 2017
Instrument	201700005743
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$608.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	189 W MERLIN LN, CLYDE, OH 43410-1479

Mortgage

Document Number	201700005744
Date	Sep 25, 2017
Instrument	201700005744

Lender

Name	FIRELANDS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Sandusky County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Sandusky County
Municipality	Clyde City
Unified School District	Clyde-Green Springs Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,263.00 (+2.21%)	$60,620 (-) Land $8,680 Building $51,940
2024	$2,214.00 (+0.91%)	$60,620 (+10.02%) Land $8,680 Building $51,940	$173,200 (+10.04%) Land $24,800 Building $148,400
2023	$2,194.00 Homeowner's exemption	$55,100 Land $7,880 Building $47,220
2021			$157,400 Land $22,500 Building $134,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLYDE CITY serves 6,325 people · EPA ID OH7200211
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless.

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