Union County and Clark Township property record for 189 Valley Rd, Clark, NJ 07066
| Property Type | Single Family Home |
|---|---|
| Details | 1,318 sqft · built 1970 |
| Lot Size | 0.174 acres (7,575 sqft) |
| Owner | Individual Name on File |
| Last Sale | $640,000 (Aug 2023) |
| Tax Bill | $10,726 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1206-SF |
| Primary APN | 1206-SF |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,318 sqft Living Area |
| 1st Floor Area | 1,318 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,575 sqft (0.174 acres) |
| Lot Dimensions | 101 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 189 VALLEY RD |
|---|---|
| City | CLARK |
| State | NJ |
| Zip | 07066-1885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Subdivision | RAHWAY GARDENS |
| Legal Block | 119 |
| Legal Lot Number | 15 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CLARK |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 36200 |
189 Valley Rd is owned by an individual who bought it in August 2023.
Source: Union County and Clark Township records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 STOCKTON ST, BROOKLYN, NY 11206-5727 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 16, 2022 | Deed, Subdivision Related Transfer STEWART TITLE, STEWART TITLE GUARANTY CO |
| Jul 21, 2021 | Deed, Construction Loan · Construction Mortgage ARKAD CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on File |
| Deed Sale | Aug 21, 2023 · Amount on File |
| Prior Sale | Feb 16, 2022 · Amount on File |
| Deed Document Number | 202331431 |
| Deed Book / Page | 6518 / 2564 |
| Prior Transfer Date | Dec 22, 2008 |
| Prior Transfer Doc | 0057460578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 21, 2023 |
| Property Address | 189 VALLEY RD, CLARK, NJ 07066-1885 |
| Document Number | 0065182564 |
| Book / Page | 6518 / 2564 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 31431 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Title Company | NOT AVAILABLE, LAKELAND ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,609.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36 OWENS RD, OLD BRIDGE, NJ 08857-1863 |
| Name | Verified Name |
|---|---|
| Address | 105 STOCKTON ST, BROOKLYN, NY 11206-5727 |
| Document Number | 0000055377 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 55377 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 16, 2022 |
| Property Address | 189 VALLEY RD, CLARK, NJ 07066-1885 |
| Document Number | 0064510774 |
| Book / Page | 6451 / 774 |
| Instrument Date | Feb 2, 2022 |
| Instrument | 15006 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Tax | $4,835.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1133 LINWOOD AVE, 1133, TOWNSHIP OF WASHINGTON, NJ 07676-5111 |
| Name | Verified Name |
|---|---|
| Address | 189 VALLEY RD, CLARK, NJ 07066-1885 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 21, 2021 |
| Property Address | 189 VALLEY RD, CLARK, NJ 07066-1885 |
| Document Number | 0064220007 |
| Book / Page | 6422 / 7 |
| Instrument Date | May 25, 2021 |
| Instrument | 7182 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 19, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 510 THORNALL ST STE 180, 510, EDISON, NJ 08837-2230 |
| Name | Verified Name |
|---|---|
| Address | 1133 LINWOOD AVENUE, WASHINGTON, NJ 07882 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017016 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 17016 |
| Name | ARKAD CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 189 Valley Rd was $10,726, up 2.5% from the year before.
Source: Union County and Clark Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Clark Township |
| Unified School District | Clark Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $472,700 (-) Land $247,500 Building $225,200 | $472,700 (-) Land $247,500 Building $225,200 | |
| 2025 | $10,726.00 (+2.48%) | $472,700 Land $247,500 Building $225,200 | $472,700 Land $247,500 Building $225,200 |
| 2024 | $10,466.00 | ||
| 2023 | $472,700 (-) Land $247,500 Building $225,200 | $472,700 (-) Land $247,500 Building $225,200 | |
| 2022 | $10,011.00 | $472,700 Land $247,500 Building $225,200 | $472,700 Land $247,500 Building $225,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Valley Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1978–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 189 Valley Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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