Camden County property record for 189 Upton Rd, Camden, NC 27921
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,416 sqft · built 1830 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $281,800 (Mar 2009) |
| Tax Bill | $2,070 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.8934.02.55.6520.0000 |
| Primary APN | 02.8934.02.55.6520.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,416 sqft Living Area |
| 1st Floor Area | 1,322 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Type | Attached |
| Garage Area | 875 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 304 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Heating Fuel | Gas |
| Street Address | 189 UPTON RD |
|---|---|
| City | CAMDEN |
| State | NC |
| Zip | 27921-6921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R32 |
| Jurisdiction | CAMDEN NC |
| Township / Civil Division | COURTHOUSE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 950102 |
Source: Camden County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 189 UPTON RD, CAMDEN, NC 27921-6921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2009 · Amount on Record |
| Deed Sale | Mar 11, 2009 · Amount on Record |
| Deed Book / Page | 273 / 124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NC |
| Recording Date | Jul 23, 2026 |
| Property Address | 189 UPTON RD, CAMDEN, NC 27921-6921 |
| Document Number | 0000221988 |
| Book / Page | 472 / 294 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026221988 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 189 UPTON RD, CAMDEN, NC 27921-6921 |
| Document Number | 0000221988, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 472/294 |
| Instrument | 2026221988 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NC |
| Property Address | 189 UPTON RD, CAMDEN, NC 27921-6921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000421/138 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 421/138 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NC |
| Property Address | 189 UPTON RD, CAMDEN, NC 27921-6921 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 189 UPTON RD, CAMDEN, NC 27921-6921 |
| Document Number | 414/312 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 414/312 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 262 Months |
| Due | Jun 1, 2043 |
Source: Camden County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Camden County |
| Unified School District | Camden County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,070.00 (-4.78%) | $279,709 (-) Land $80,200 Building $199,509 | $279,709 (-) |
| 2025 | $279,709 (-) Land $80,200 Building $199,509 | ||
| 2024 | $2,174.00 | ||
| 2023 | $279,709 Land $80,200 Building $199,509 | $279,709 Land $80,200 Building $199,509 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 127 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 156 units insured incl. 29 condo units |
| Nearby Flood Claims | 119 (1993–2020) |
| Claims Outside the SFHA | 5 of 119 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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